Allegany County property record for 45 Front St, Lonaconing, MD 21539
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,716 sqft · built 1930 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,044 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-011264 |
| Primary APN | 10-011264 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,716 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Deck Area | 90 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 011264 |
|---|---|
| Street Address | 45 FRONT ST |
| City | LONACONING |
| State | MD |
| Zip | 21539-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45 FRONT ST LOT 14 50X145 |
| Legal Subdivision | ADDITION TO AYERS CAUTION |
| Legal Lot Number | 14 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 10, LONACONING |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 2100 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 FRONT ST, LONACONING, MD 21539-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2016 |
| Transfer Doc | 0022210256 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,333 (+4.07%) | $127,600 (+12.23%) Land $10,800 Building $116,800 | |
| 2025 | $1,044.00 (+30.5%) Homeowner's exemption | $113,700 (+31.95%) Land $5,000 Building $108,700 | $113,700 (-) Land $5,000 Building $108,700 |
| 2023 | $800.00 Homeowner's exemption | $86,167 | $113,700 Land $5,000 Building $108,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1996–2025) |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLAND-LONACONING serves 5,000 people · EPA ID MD0010018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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