49 Florida Ave, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 49 Florida Ave, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,151 sqft · built 1922
Lot Size	0.106 acres (4,634 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jan 2023)
Tax Bill	$6,446 (2026)
Deeds & Mortgages	Jul 2022 Foreclosure Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 075.34-7-23`

Property Details

APN / Parcel Number

Primary APN	`262800 075.34-7-23`
Alternative APNs	`28000753400007023000` `05762000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,151 sqft Living Area
1st Floor Area	623 sqft
2nd Floor Area	528 sqft
Game Room	Game Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,634 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	208 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05762000000
Street Address	49 FLORIDA AVE
City	ROCHESTER
State	NY
Zip	14616-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L58 T2 S1 OAK OPENING 60-22 L112
Legal Subdivision	THE OAK OPENINGS TRACT
Legal Block	7
Legal Lot Number	23.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	3
Census Block	3005
Census Tract	13800

Owner

49 Florida Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 FLORIDA AVE, ROCHESTER, NY 14616-4638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Referee's Deed, Foreclosure Foreclosure Auction
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	2023895
Deed Book / Page	12772 / 20
Transfer Doc	0000000845
Record Updated	Oct 29, 2026

July 2022: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	MONROE NY
Recording Date	Jul 27, 2022
Property Address	49 FLORIDA AVE, ROCHESTER, NY 14616-4638
Document Number	0000000459
Book / Page	12697 / 458
Map Reference	LB 60 PG 22
Instrument Date	Jul 22, 2022
Instrument	202207270459
Transaction Type	Foreclosure
Record Updated	Oct 18, 2022

Transaction

Amount	Amount on Record
Tax	$348.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 W METRO PARK, 400, ROCHESTER, NY 14623-2648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WATERSONG TRL, WEBSTER, NY 14580-4608

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 20, 2023
Property Address	49 FLORIDA AVE, ROCHESTER, NY 14616-4638
Document Number	0000000895
Book / Page	12772 / 20
Map Reference	LB 60 PG 22
Instrument Date	Jan 11, 2022
Instrument	202301200895
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 WATERSONG TRAIL, PENFIELD, NY 14534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 FLORIDA AVE, GREECE, NY 14616-4638

Mortgage

Document Number	0000000896
Date	Jan 20, 2023
Book Page	30192/598
Instrument	202301200896

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	12.5%

Tax Assessment & Valuation

The 2026 property tax bill for 49 Florida Ave was $6,446, up 2% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,446.00 (+1.96%)
2025	$6,322.00	$128,700 Land $15,300 Building $113,400	$211,000 Land $25,084 Building $185,916
2023		$128,700 (+54.13%) Land $15,300 Building $113,400	$149,651 (+54.12%) Land $17,791 Building $131,860
2022		$83,500 Land $17,000 Building $66,500	$97,100 Land $19,769 Building $77,331
2021	$3,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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