49 Dusky Way, Freeport, FL 32439 Property Records

Walton County property record for 49 Dusky Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2019
Lot Size	0.173 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Mar 2023)
Tax Bill	$3,586 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23212-000-0950`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23212-000-0950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,279 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	11 ft deep x 8.1 ft wide
Garage Type	Finished
Garage Area	441 sqft
Porch	Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	49 DUSKY WAY
City	FREEPORT
State	FL
Zip	32439-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95 FIREFLY AT HAMMOCK BAY PB 21-65 OR 3104-4068 OR 3137-2879 OR 3283-1336
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	FIREFLY/HAMMOCK BAY
Legal Lot Number	95
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 DUSKY WAY, FREEPORT, FL 32439-2362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 23, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	20230008755
Deed Book / Page	3283 / 1336
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 15, 2023
Property Address	49 DUSKY WAY, FREEPORT, FL 32439-2362
Document Number	0032831336
Book / Page	3283 / 1336
Map Reference	MB 21 PG 65
Instrument Date	Mar 9, 2023
Instrument	20230008755
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 DUSKY WAY, FREEPORT, FL 32439-2362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 FOX HARBOR DR, DANVILLE, KY 40422-2487

Mortgage

Document Number	0032831338
Date	Mar 15, 2023
Instrument	3283/1338

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Mar 23, 2020
Property Address	49 DUSKY WAY, FREEPORT, FL 32439-2362
Document Number	0031372879
Book / Page	003137 / 002879
Instrument Date	Mar 20, 2020
Instrument	10602
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,854.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 DUSKY WAY FREEPORT FL 324392362, FREEPORT, FL 32439-2362

Mortgage

Document Number	31372880
Date	Mar 23, 2020
Book Page	003137/002880
Instrument	10603

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,256 (-0.84%) Land $49,485 Building $260,771	$310,256 (-0.84%) Land $49,485 Building $260,771
2024	$3,586.00 (+4,681.33%)
2023	$75.00 Homeowner's exemption	$312,878 (+9.42%) Land $49,485 Building $263,393	$312,878 (+9.42%) Land $49,485 Building $263,393
2022	$75.00 Homeowner's exemption	$285,949 Land $54,928 Building $231,021	$285,949 Land $54,928 Building $231,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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