20 Dusky Way, Freeport, FL 32439 Property Records

Walton County property record for 20 Dusky Way, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,033 sqft · built 2021
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2023)
Tax Bill	$4,388 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23212-000-0910`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23212-000-0910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,700 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	11 ft deep x 4.7 ft wide
Garage Type	Finished
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 DUSKY WAY
City	FREEPORT
State	FL
Zip	32439-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 FIREFLY AT HAMMOCK BAY PB 21-65 OR 3132-3998 OR 3205-922 OR 3299-2545
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	FIREFLY/HAMMOCK BAY
Legal Lot Number	91
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records · APN 18-1S-19-23212-000-0910

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 DUSKY WAY, FREEPORT, FL 32439-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP
Jun 30, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Feb 11, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20230029968
Deed Book / Page	3299 / 2545
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 21, 2023
Property Address	20 DUSKY WAY, FREEPORT, FL 32439-2364
Document Number	0032992545
Book / Page	3299 / 2545
Map Reference	MB 21 PG 65-67
Instrument Date	Aug 17, 2023
Instrument	20230029968
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 COZY CV, FREEPORT, FL 32439-2963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DUSKY WAY, FREEPORT, FL 32439-2364

Mortgage

Document Number	0032992530
Date	Aug 21, 2023
Instrument	3299/2530

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2021
Property Address	20 DUSKY WAY, FREEPORT, FL 32439-2364
Document Number	0032050922
Book / Page	3205 / 922
Map Reference	MB 21 PG 65-67
Instrument Date	Jun 28, 2021
Instrument	20210033036
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,282.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DUSKY WAY, FREEPORT, FL 32439-2364

Mortgage

Document Number	0003205923
Date	Jun 30, 2021
Instrument	3205/923

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 11, 2020
Property Address	20 DUSKY WAY, FREEPORT, FL 32439-2364
Document Number	0031323998
Book / Page	003132 / 003998
Instrument Date	Feb 06, 2020
Instrument	4804
Transaction Type	Transfer
Record Updated	Mar 06, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$14,299.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,574 (+0.27%) Land $49,485 Building $322,089	$371,574 (+0.27%) Land $49,485 Building $322,089
2024	$4,388.00 (+39.97%)
2023	$3,135.00 (+5.45%) Homeowner's exemption	$370,574 (+9.91%) Land $49,485 Building $321,089	$370,574 (+9.91%) Land $49,485 Building $321,089
2022	$2,973.00 Homeowner's exemption	$337,154 Land $54,928 Building $282,226	$337,154 Land $54,928 Building $282,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

May also be available at this address: Verizon, Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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