Duval County property record for 49 Dudley St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,844 sqft · built 2021 |
| Lot Size | 0.216 acres (9,422 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,900 (Feb 2022) |
| Tax Bill | $6,204 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172097-0040 |
| Primary APN | 172097-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 805 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,422 sqft (0.216 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 49 DUDLEY ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 74-95 17-2S-29E DUTTON ISLAND LOT 3 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | DUTTON ISLAND |
| Legal Lot Number | 3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13902 |
49 Dudley St is owned and occupied by two individuals who bought it in February 2022.
Source: Duval County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on File |
| Deed Sale | Feb 15, 2022 · Amount on File |
| Deed Document Number | 202245718 |
| Deed Book / Page | 20151 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 49 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 49 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950 |
| Document Number | 0209410923 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 20941/923 |
| Instrument | 2024023505 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 29, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 15, 2022 |
| Property Address | 49 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950 |
| Document Number | 0201510229 |
| Book / Page | 20151 / 229 |
| Map Reference | MB 74 PG 95 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022045718 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,569.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2440 MAYPORT RD, 2440, JACKSONVILLE, FL 32233-2895 |
| Name | Verified Name |
|---|---|
| Address | 49 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950 |
| Document Number | 0020151231 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 20151/231 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 49 Dudley St was $6,204 with a homeowner's exemption, up 1.9% from the year before.
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,812 (+2.7%) | $461,616 (+2.47%) Land $108,000 Building $353,616 | |
| 2025 | $6,204.00 (+1.87%) Homeowner's exemption | $401,960 | $450,474 Land $108,000 Building $342,474 |
| 2024 | $6,090.00 (+2.8%) | ||
| 2023 | $5,924.00 (-20.74%) Homeowner's exemption | $379,255 (-16.14%) | $423,169 (-6.43%) Land $76,500 Building $346,669 |
| 2022 | $7,474.00 | $452,240 Land $72,000 Building $380,240 | $452,240 Land $72,000 Building $380,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Dudley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Dudley St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures