39 Dudley St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 39 Dudley St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,668 sqft · built 2020
Lot Size0.181 acres (7,875 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Apr 2023)
Tax Bill$5,561 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN172097-0060

Property Details

APN / Parcel Number

Primary APN172097-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,668 sqft Living Area
Gross Area2,264 sqft
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,875 sqft (0.181 acres)
Lot Dimensions105 ft deep x 75 ft wide
Garage TypeAttached
Garage Area432 sqft
PorchFinished/Open Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address39 DUDLEY ST
CityATLANTIC BEACH
StateFL
Zip32233-1950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARG
Legal Description74-95 17-2S-29E DUTTON ISLAND LOT 4
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionDUTTON ISLAND
Legal Lot Number4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1000
Census Tract13902

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2023 · Amount on Record
Deed SaleApr 20, 2023 · Amount on Record
Prior SaleMar 22, 2021 · Amount on Record
Deed Document Number202378369
Deed Book / Page20651 / 1078
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 20, 2023
Property Address39 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950
Document Number0206511078
Book / Page20651 / 1078
Map ReferenceMB 74 PG 95
Instrument DateApr 13, 2023
Instrument2023078369
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address811 PARADISE LN, ATLANTIC BEACH, FL 32233-6957

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950

Mortgage

Document Number0206511080
DateApr 20, 2023
Instrument20651/1080
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 22, 2021
Property Address39 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950
Document Number0196410931
Book / Page19641 / 931
Map ReferenceMB 74 PG 95
Instrument DateMar 17, 2021
Instrument2021072901
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2440 MAYPORT RD # 3, 2440, JACKSONVILLE, FL 32233-2895

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 DUDLEY ST, ATLANTIC BEACH, FL 32233-1950

Mortgage

Document Number0019641933
DateMar 22, 2021
Instrument19641/933
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$379,570 (+2.7%)$422,767 (+1.81%) Land $162,000 Building $260,767
2025$5,561.00 (+1.94%) Homeowner's exemption Veteran's exemption$369,592 (+4.68%)$415,235 (+11.89%) Land $162,000 Building $253,235
2024$5,455.00 (-0.2%)
2023$5,466.00 (+7.85%) Homeowner's exemption$353,066 (+3%)$371,118 (+8.27%) Land $114,750 Building $256,368
2022$5,068.00 Homeowner's exemption$342,783 Land $108,000 Building $234,783$342,783 Land $108,000 Building $234,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 138 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies138 in force
Nearby Flood Claims53 (1993–2022)
Claims Outside the SFHA44 of 53
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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