49 Downing Dr, Wyomissing (Reading), PA 19610 Property Records

Berks County property record for 49 Downing Dr, Wyomissing, PA 19610

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,208 sqft · built 1985
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$279,000 (Jun 2006)
Tax Bill$2,435 (2026)
Deeds & MortgagesMar 2024 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4396-05-29-4813

Property Details

APN / Parcel Number

Primary APN4396-05-29-4813
Alternative APNs
  • 96-4396-05-29-4813
  • 97439605294813
  • 96970325
  • 970325

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,208 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number96970325
Street Address49 DOWNING DR
CityREADING
StatePA
Zip19610-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWELLINGTON DOWNES SEC 05
Legal Block29
Legal Lot Number249
JurisdictionBERKS PA
Township / Civil DivisionWYOMISSING
Census Block Group1
Census Block1017
Census Tract11000

Owner

49 Downing Dr is owned and occupied by two individuals who bought it in June 2006.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address49 DOWNING DR, READING, PA 19610-3111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2006 · Amount on File
Deed SaleJun 8, 2006 · Amount on File
Prior SaleNov 1, 2004 · Amount on File
Deed Document Number200649475
Deed Book / Page4894 / 2034
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address49 DOWNING DR, WYOMISSING, PA 19610-3111
Transaction TypeMortgage
Record UpdatedApr 3, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 DOWNING DR, READING, PA 19610-3111

Mortgage

Document Number0000007733
DateMar 18, 2024
Instrument2024007733
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address49 DOWNING DR, WYOMISSING, PA 19610-3111
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060065
DateDec 6, 2021
Instrument2021060065
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 49 Downing Dr was $2,435 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityWyomissing Borough
Unified School DistrictWyomissing Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,435.00 Homeowner's exemption$155,500 Land $35,800 Building $119,700$35,800 Land $35,800
2024$2,137.00$155,500 Land $35,800 Building $119,700
1994$155,500 Land $35,800 Building $119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 49 Downing Dr, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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