Berks County property record for 45 Downing Dr, Wyomissing, PA 19610
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,270 sqft · built 1994 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2025) |
| Tax Bill | $3,362 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4396-06-29-5947 |
| Primary APN | 4396-06-29-5947 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| Basement Area | 400 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96970363 |
|---|---|
| Street Address | 45 DOWNING DR |
| City | READING |
| State | PA |
| Zip | 19610-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Legal Lot Number | 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WYOMISSING |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11000 |
45 Downing Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 DOWNING DR, READING, PA 19610-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | Sep 24, 2003 · Amount on File |
| Deed Document Number | 202528137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 12, 2025 |
| Property Address | 45 DOWNING DR, WYOMISSING, PA 19610-3111 |
| Document Number | 0000028137 |
| Map Reference | MB 183 PG 8 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025028137 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 DOWNING DR, WYOMISSING, PA 19610-3111 |
| Document Number | 0000028138 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025028138 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 45 Downing Dr was $3,362, up 6.8% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Wyomissing Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,362.00 (+6.8%) | $214,700 (-) Land $35,800 Building $178,900 | $35,800 (-) Land $35,800 |
| 2025 | $3,148.00 (+6.68%) Homeowner's exemption | $214,700 (-) Land $35,800 Building $178,900 | $35,800 Land $35,800 |
| 2024 | $2,951.00 Homeowner's exemption | $214,700 Land $35,800 Building $178,900 | |
| 1994 | $214,700 Land $35,800 Building $178,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Downing Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
No wildfire likelihood is modeled around 45 Downing Dr, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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