49 Deep Channel Dr, Berlin, MD 21811 Property Records

Worcester County property record for 49 Deep Channel Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,904 sqft · built 1998
Lot Size	0.158 acres (6,894 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2018)
Tax Bill	$2,700 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-356857`

Property Details

APN / Parcel Number

Primary APN	`10-356857`
Alternative APN	`356857`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,894 sqft (0.158 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	356857
Street Address	49 DEEP CHANNEL DR
City	BERLIN
State	MD
Zip	21811-9624
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-4
Legal Description	LOT 264 BLK M 6894 SQ FT DEEP CHANNEL DR MYSTIC HARBOUR SEC 3B
Legal Subdivision	MYSTIC HARBOUR
Legal Block	M
Legal Lot Number	264
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1015
Census Tract	951700

Owner

49 Deep Channel Dr, a mobile home, is owned and occupied by an individual who bought it in January 2018.

Source: Worcester County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	49 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL LENDING
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Jan 3, 2018	Grant Deed, Transfer · Conventional with PMI APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Prior Sale	Jun 24, 1998 · Amount on File
Deed Document Number	20187143-484
Deed Book / Page	7143 / 484
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Sep 25, 2026
Property Address	49 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Document Number	9225000420
Book / Page	9225 / 420
Instrument Date	Sep 19, 2026
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DEEP CHANNEL DR, BERLIN, MD 21811-9624

Mortgage

Document Number	9225000420,
Date	Sep 25, 2026
Book Page	9225/420

Lender

Name	FIRST FEDERAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	49 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083540075
Date	Apr 7, 2022
Book Page	8354/75

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 4, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 3, 2018
Property Address	49 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Document Number	0071430484
Book / Page	007143 / 000484
Instrument Date	Dec 27, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OCEAN INVS TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 PINEDALE CT HAMILTON NJ 086903315, HAMILTON, NJ 08690-3315

Mortgage

Document Number	71430493
Date	Jan 3, 2018
Book Page	007143/000493

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 49 Deep Channel Dr was $2,700, up 6.1% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,700.00 (+6.09%)	$292,600	$326,200 Land $105,100 Building $221,100
2025	$2,545.00
2023	$2,269.00	$237,133	$275,800 Land $105,100 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Deep Channel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Deep Channel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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