45 Deep Channel Dr, Berlin, MD 21811 Property Records

Worcester County property record for 45 Deep Channel Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,620 sqft · built 1996
Lot Size	0.179 acres (7,796 sqft)
Owner	2 Individual Names on File
Last Sale	$252,900 (Mar 2021)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-356830`

Property Details

APN / Parcel Number

Primary APN	`10-356830`
Alternative APN	`356830`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,796 sqft (0.179 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	356830
Street Address	45 DEEP CHANNEL DR
City	BERLIN
State	MD
Zip	21811-9624
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-4
Legal Description	LOT 262 BLK M 7796 SQ FT DEEP CHANNEL DR MYSTIC HARBOUR SEC 3B
Legal Subdivision	MYSTIC HARBOUR SEC 01 & 02
Legal Block	M
Legal Lot Number	262
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1015
Census Tract	951700

Owner

Source: Worcester County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 12, 2021	Special Warranty Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Aug 3, 1999 · Amount on Record
Deed Book / Page	7968 / 170
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	45 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075830278
Date	Jan 27, 2020
Book Page	7583/278

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 12, 2021
Property Address	45 DEEP CHANNEL DR, BERLIN, MD 21811-9624
Document Number	0079680170
Book / Page	7968 / 170
Map Reference	MB WCL 112 FO 59
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 DEEP CHANNEL DR, BERLIN, MD 21811-9624

Mortgage

Document Number	0007968178
Date	Mar 12, 2021
Instrument	7968/178

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,633 (+24.1%)	$330,900 (+18.39%) Land $105,200 Building $225,700
2025	$2,580.00 (+12.81%)
2023	$2,287.00	$239,033	$279,500 Land $105,200 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Deep Channel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures