Monmouth County and Howell Township property record for 49 Deborah Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,384 sqft · built 2000 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Feb 2021) |
| Tax Bill | $13,469 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00001-21-00015 |
| Primary APN | 21-00001-21-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 1,084 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 275 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 31211500 |
|---|---|
| Street Address | 49 DEBORAH LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | TOWNSHIP/HOWELL |
| Legal Block | 1.21 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 DEBORAH LN, HOWELL, NJ 07731-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLUMBIA BANK |
| Feb 5, 2021 | Deed, Transfer TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Oct 28, 1998 · Amount on Record |
| Deed Document Number | 202119442 |
| Deed Book / Page | 9479 / 5179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 49 DEBORAH LN, HOWELL, NJ 07731-3506 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095060303 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 9506/303 |
| Instrument | 2021069061 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 5, 2021 |
| Property Address | 49 DEBORAH LN, HOWELL, NJ 07731-3506 |
| Document Number | 0094795179 |
| Book / Page | 9479 / 5179 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021019442 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 621 GOFFLE RD, 621, HAWTHORNE, NJ 07506 |
| Name | Verified Name |
|---|---|
| Address | 49 DEBORAH LN, HOWELL, NJ 07731-3506 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $864,800 (+10.05%) Land $434,200 Building $430,600 | $864,800 (+10.05%) Land $434,200 Building $430,600 | |
| 2025 | $13,469.00 (+9.06%) | $785,800 (+25.29%) Land $359,200 Building $426,600 | $785,800 (+25.29%) Land $359,200 Building $426,600 |
| 2024 | $12,350.00 (+9.57%) | ||
| 2023 | $627,200 Land $199,200 Building $428,000 | $627,200 Land $199,200 Building $428,000 | |
| 2022 | $11,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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