41 Deborah Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 41 Deborah Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jan 2023)
Tax Bill	$12,284 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00001-21-00019`

Property Details

APN / Parcel Number

Primary APN	`21-00001-21-00019`
Alternative APNs	`2100001002100019` `31211900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,052 sqft
Upper Floors Area	972 sqft
Basement Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31211900
Street Address	41 DEBORAH LN
City	HOWELL
State	NJ
Zip	07731-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	COUNTRY ESTATES
Legal Block	1.21
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3013
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 DEBORAH LN, HOWELL, NJ 07731-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed, Transfer · Conventional Mortgage AMBOY BANK
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Mar 20, 2007 · Amount on Record
Deed Document Number	20232871
Deed Book / Page	9630 / 5861
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 12, 2023
Property Address	41 DEBORAH LN, HOWELL, NJ 07731-3506
Document Number	0096305861
Book / Page	9630 / 5861
Instrument Date	Aug 5, 2022
Instrument	2023002871
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 DEBORAH LN, HOWELL, NJ 07731-3506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 DEBORAH LN, HOWELL, NJ 07731-3506

Mortgage

Document Number	2023002872
Date	Jan 12, 2023
Instrument	2023002872

Lender

Name	AMBOY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 4, 2048

Mortgage

Document Number	0096305920
Date	Jan 12, 2023
Book Page	9630/5920
Instrument	2023002873

Lender

Name	AMBOY BANK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	115 Months
Due	Aug 16, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	41 DEBORAH LN, HOWELL, NJ 07731-3506
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094967887
Date	Mar 31, 2021
Book Page	9496/7887
Instrument	2021052094

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$795,000 (+10.93%) Land $434,200 Building $360,800	$795,000 (+10.93%) Land $434,200 Building $360,800
2025	$12,284.00 (+13.7%)	$716,700 (+46.12%) Land $359,200 Building $357,500	$716,700 (+46.12%) Land $359,200 Building $357,500
2024	$10,804.00 (+16%)
2023		$490,500 Land $199,200 Building $291,300	$490,500 Land $199,200 Building $291,300
2022	$9,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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