49 Cummings Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 49 Cummings Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,751 sqft · built 1970
Lot Size	0.829 acres (36,100 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2018)
Tax Bill	$5,530 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:00042 L:00003-002`

Property Details

APN / Parcel Number

Primary APN	`M:00042 L:00003-002`
Alternative APNs	`BREW M:84 B:50` `7400`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	4,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,100 sqft (0.829 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7400
Street Address	49 CUMMINGS RD
City	BREWSTER
State	MA
Zip	02631-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	50
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	3
Census Block	3028
Census Tract	10900

Owner

49 Cummings Rd is owned and occupied by two individuals who acquired it in November 2020.

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 CUMMINGS RD, BREWSTER, MA 02631-2567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 26, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 9, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC
Nov 1, 2018	Quit Claim Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Book / Page	31637 / 102
Last Transfer Date	Nov 8, 2020
Transfer Doc	33451-147
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	49 CUMMINGS RD, BREWSTER, MA 02631-2567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035298-68
Date	Aug 9, 2022
Book Page	35298/68
Instrument	40118

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	49 CUMMINGS RD, BREWSTER, MA 02631-2567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036889-112
Date	Mar 26, 2025
Book Page	36889/112
Instrument	11600

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Nov 9, 2020
Property Address	49 CUMMINGS RD, BREWSTER, MA 02631-2567
Document Number	33451-147
Book / Page	33451 / 147
Instrument Date	Nov 8, 2020
Instrument	62508
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	CUMMINGS RD, BREWSTER, MA

Mortgage

Document Number	33451-149
Date	Nov 9, 2020
Book Page	33451/149
Instrument	62509

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Nov 1, 2018
Property Address	49 CUMMINGS RD, BREWSTER, MA 02631-2567
Document Number	31637-102
Book / Page	31637 / 102
Instrument	54540
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	316370105
Date	Nov 1, 2018
Instrument	31637/0105

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 49 Cummings Rd was $5,530, up 5.8% from the year before.

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,530.00 (+5.82%)	$803,800 (+4.74%) Land $256,500 Building $547,300	$873,430
2024	$5,226.00 (+8.67%)	$767,400 (+11.54%) Land $242,000 Building $525,400
2023	$4,809.00	$688,000 Land $216,000 Building $472,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Cummings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Cummings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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