49 Cummings Ave, Fairfield, CT 06824 Property Records

Fairfield Town property record for 49 Cummings Ave, Fairfield, CT 06824

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,335 sqft · built 1951
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on File
Last Sale$309,900 (Mar 2001)
Tax Bill$10,847 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
Flood ZoneZone AE (high risk)
APNFAIR M:183 B:172

Property Details

APN / Parcel Number

Primary APNFAIR M:183 B:172
Alternative APNs
  • FFLD M:183 B:172
  • M:183 L:172 X
  • 12200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,335 sqft Living Area
Gross Area2,816 sqft
Basement Area855 sqft
Unfinished Basement855 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,184 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number12200
Street Address49 CUMMINGS AVE
CityFAIRFIELD
StateCT
Zip06824-6527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block172
JurisdictionFAIRFIELD CT
Township / Civil DivisionFAIRFIELD
Census Block Group2
Census Block2006
Census Tract61600

Owner

49 Cummings Ave is owned and occupied by two individuals who acquired it in August 2021.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address49 CUMMINGS AVE, FAIRFIELD, CT 06824-6527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
LOANDEPOT.COM LLC
Aug 16, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2001 · Amount on File
Deed SaleMar 28, 2001 · Amount on File
Prior SaleSep 7, 2000 · Amount on File
Deed Book / Page2225 / 134
Last Transfer DateAug 8, 2021
Transfer Doc0006193-83
Record UpdatedSep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD CT
Recording DateAug 16, 2021
Property Address49 CUMMINGS AVE, FAIRFIELD, CT 06824-6527
Document Number6193-83
Book / Page6193 / 83
Instrument DateAug 8, 2021
Instrument2021-8826
Transaction TypeTransfer
Record UpdatedSep 2, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CUMMINGS AVE, FAIRFIELD, CT 06824-6527

Mortgage

Document Number6193-85
DateAug 16, 2021
Book Page6193/85
Instrument2021-8827
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueSep 1, 2050

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD CT
Recording DateAug 16, 2021
Property Address49 CUMMINGS AVE, FAIRFIELD, CT 06824-6527
Document Number0006193-83
Book / Page6193 / 83
Instrument DateAug 8, 2021
Instrument2021-8826
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CUMMINGS AVE, FAIRFIELD, CT 06824-6527

Mortgage

Document Number0020218827
DateAug 16, 2021
Instrument2021-8827
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 49 Cummings Ave was $10,847.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionFairfield Town
Unified School DistrictFairfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,847.00$382,060 Land $288,470 Building $93,590$267,442 Land $201,929 Building $65,513
2024$10,847.00 (+8.85%)
2023$9,965.00$362,250 Land $288,470 Building $73,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Cummings Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Cummings Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000

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