Fairfield Town property record for 18 Cummings Ave, Fairfield, CT 06824 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,446 sqft · built 2003 |
| Lot Size | 0.138 acres (6,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,605,000 (Aug 2025) |
| Tax Bill | $16,049 (2025) |
| Deeds & Mortgages | Aug 2025 Sale Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:183 B:226 |
| Primary APN | FAIR M:183 B:226 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 5,794 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,001 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2851 |
|---|---|
| Street Address | 18 CUMMINGS AVE |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 226 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61600 |
Source: Fairfield Town records · APN FAIR M:183 B:226
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 APPLEGATE LN, MONROE, CT 06468-1264 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 07, 2025 | Warranty Deed, Transfer |
| Oct 09, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BAYCOAST BANK |
| Oct 09, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BAYCOAST MORTGAGE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2025 · Amount on Record |
| Deed Sale | Aug 07, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2014 · Amount on Record |
| Deed Document Number | 20253931 |
| Deed Book / Page | 6634 / 260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Aug 07, 2025 |
| Property Address | 18 CUMMINGS AVE, FAIRFIELD, CT 06824-6528 |
| Document Number | 006634-260 |
| Book / Page | 6634 / 260 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025-3931 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 APPLEGATE LN, MONROE, CT 06468-1264 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 18 CUMMINGS AVE, FAIRFIELD, CT 06824-6528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5998-1 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 5998/1 |
| Instrument | 2020-8627 |
| Name | BAYCOAST BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 18 CUMMINGS AVE, FAIRFIELD, CT 06824-6528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5997-324 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 5997/324 |
| Instrument | 2020-8626 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Fairfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,049.00 | $565,320 (-) Land $298,340 Building $266,980 | $395,724 Land $208,838 Building $186,886 |
| 2024 | $16,049.00 (+3.2%) | ||
| 2023 | $15,552.00 | $565,320 Land $298,340 Building $266,980 |
Source: FEMA National Flood Hazard Layer, County delivery 09001C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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