Walton County property record for 49 Cobian Ct, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 9 ba · 5,040 sqft · built 2023 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,331 (2024) |
| Deeds & Mortgages | Jun 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42975-000-0070 |
| Primary APN | 30-2S-21-42975-000-0070 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 9 Baths |
| Stories | 3 Stories |
| Building Area | 5,040 sqft Living Area |
| Gross Area | 5,532 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 12.5 ft deep x 4.4 ft wide |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 49 COBIAN CT |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SHADES OF BLUE PB 23-69 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950608 |
Source: Walton County records · APN 30-2S-21-42975-000-0070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 46 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6009 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 49 COBIAN CT, MIRAMAR BEACH, FL 32550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0032582316 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 3258/2316 |
| Instrument | 20220030701 |
| Name | FNBT BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564,930 (+546%) Land $484,500 Building $1,080,430 | $1,564,930 (+546%) Land $484,500 Building $1,080,430 | |
| 2024 | $14,331.00 (+551.11%) | ||
| 2023 | $2,201.00 (-11.64%) | $242,250 (-9.91%) Land $242,250 | $242,250 (-9.91%) Land $242,250 |
| 2022 | $2,491.00 | $268,898 Land $268,898 | $268,898 Land $268,898 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Wildstar Networks.
Based on FCC filings for 437 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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