Walton County property record for 19 Cobian Ct, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 9 ba · 5,040 sqft · built 2024 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,368 (2024) |
| Deeds & Mortgages | Jun 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42975-000-0100 |
| Primary APN | 30-2S-21-42975-000-0100 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 9 Baths |
| Stories | 3 Stories |
| Building Area | 5,040 sqft Living Area |
| Gross Area | 5,504 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 12.5 ft deep x 4.4 ft wide |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 19 COBIAN CT |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 SHADES OF BLUE PB 23-69 |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950608 |
19 Cobian Ct, a single family home, is owned by two individuals.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 46 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6009 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 19 COBIAN CT, MIRAMAR BEACH, FL 32550-3824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0032582316 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 3258/2316 |
| Instrument | 20220030701 |
| Name | FNBT BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,577,254 Land $484,500 Building $1,092,754 | $1,577,254 Land $484,500 Building $1,092,754 | |
| 2024 | $3,368.00 (+53.02%) | ||
| 2023 | $2,201.00 (-11.64%) | $242,250 (-9.91%) Land $242,250 | $242,250 (-9.91%) Land $242,250 |
| 2022 | $2,491.00 | $268,898 Land $268,898 | $268,898 Land $268,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Cobian Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Cobian Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Wildstar Networks.
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