49 Circle Beach Rd, Madison, CT 06443 Property Records

Madison Town property record for 49 Circle Beach Rd, Madison, CT 06443 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2018)
Tax Bill	$21,448 (2025)
Deeds & Mortgages	Sep 2024 Refinance May 2018 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`MADI M:6 B:16`

Property Details

APN / Parcel Number

Primary APN	`MADI M:6 B:16`
Alternative APNs	`00001800` `1800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,718 sqft
1st Floor Area	637 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1800
Street Address	49 CIRCLE BEACH RD
City	MADISON
State	CT
Zip	06443-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3016
Census Tract	194102

Owner

Source: Madison Town records · APN MADI M:6 B:16

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 CIRCLE BEACH RD, MADISON, CT 06443-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK
May 03, 2018	Warranty Deed, Transfer · Conventional Mortgage MARY E STEARMAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2018 · Amount on Record
Deed Sale	May 03, 2018 · Amount on Record
Prior Sale	May 31, 2012 · Amount on Record
Deed Book / Page	2063 / 105
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	49 CIRCLE BEACH RD, MADISON, CT 06443-2746
Transaction Type	Mortgage
Record Updated	Sep 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02293-1040
Date	Sep 03, 2024
Book Page	2293/1040
Instrument	2024-1670

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	May 03, 2018
Property Address	49 CIRCLE BEACH RD, MADISON, CT 06443-2746
Document Number	2063-105
Book / Page	002063 / 000105
Transaction Type	Transfer
Record Updated	Jun 01, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2063-107
Date	May 03, 2018
Book Page	002063/000107

Lender

Name	MARY E STEARMAN
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,448.00	$956,200 (+36.06%) Land $347,000 Building $609,200	$669,340 Land $242,900 Building $426,440
2024	$21,448.00 (+1.83%)
2023	$21,063.00 (+17.35%)	$702,800 (+15.16%) Land $310,400 Building $392,400
2022	$17,949.00	$610,300 Land $310,400 Building $299,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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