49 Chip Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 49 Chip Dr, O Fallon, MO 63366 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	2,009 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$199,500 (2026)
Tax Bill	$3,124.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`A882000011`
Alternative APN	`2-0141-6168-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,009 sqft Living Area
Gross Area	2,828 sqft Gross Area
1st Floor	1,148 sqft 1st Floor
Basement Area	1,148 sqft Basement
Finished Basement	861 sqft Finished
Unfinished Basement	287 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch Style
Exterior Material	Combination Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	532 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	52 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	A882000011
Street Address	49 CHIP DR
City	O FALLON
State	MO
Zip	63366-2940
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PARK VIEW LOT 4
Legal Subdivision	PARK VIEW
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Minor Civil Division	LAKE ST. LOUIS
Census Blockgroup	2
Census Block	2015
Census Tract	311712

Owner

Source: St. Charles County records · APN A882000011

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 CHIP DR, O FALLON, MO 63366-2940
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 05, 2013 · Amount on Record
Deed Doc Number	202629637
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2026
Property Address	49 CHIP DR, O FALLON, MO 63366-2940
Document Number	0000029637
Instrument Date	Jun 23, 2026
Instrument	202629637
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sales Price
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHIP DR, O FALLON, MO 63366-2940

Mortgage

Document Number	0000029638,
Date	Jun 25, 2026
Instrument	202629638

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,124.00	$48,489 (+3.73%)	$255,206 (+3.73%) Building $255,206
2023		$46,744
2022			$246,021 Land $50,000 Building $196,021

Flood & Wildfire

49 Chip Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.