43 Chip Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 43 Chip Dr, O Fallon, MO 63366 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1993
Square Footage936 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$120,500 (2014)
Tax Bill$2,712.00 (2024)

Property Details

APN / Parcel Number

Primary APNA882000008
Alternative APN
  • 2-0141-6168-00-0001.0000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area936 sqft Living Area
Gross Area2,366 sqft Gross Area
1st Floor936 sqft 1st Floor
Basement Area936 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area494 sqft Garage

Exterior Amenities

Patio Area120 sqft Patio
PorchOpen Porch
Porch Area64 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA882000008
Street Address43 CHIP DR
CityO FALLON
StateMO
Zip63366-2940
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARK VIEW LOT 1
Legal SubdivisionPARK VIEW
Legal Lot Number1
JurisdictionST CHARLES MO
Minor Civil DivisionLAKE ST. LOUIS
Census Blockgroup2
Census Block2015
Census Tract311712

Owner

Source: St. Charles County records · APN A882000008

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 CHIP DR, O FALLON, MO 63366-2940
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Person or Individual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2014 · Amount on Record
Deed SaleMay 29, 2014 · Amount on Record
Prior SaleJun 05, 2013 · Amount on Record
Deed Doc Number2014272430
Deed Book / Page6192 / 1312
Prior Transfer DateMar 17, 2006
Prior Transfer Doc0044560574
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address43 CHIP DR, O FALLON, MO 63366-2940
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHIP DR, O FALLON, MO 63366-2940

Mortgage

Document Number0000000700
DateJan 04, 2022
Instrument2022R-000700
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address43 CHIP DR, O FALLON, MO 63366-2940
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070661148
DateApr 30, 2019
Book Page7066/1148
Instrument20190430000198910
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address43 CHIP DR, O FALLON, MO 63366-2940
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073511987
DateJul 22, 2020
Book Page7351/1987
Instrument20200722000515780
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,662.00 (-1.84%)$41,220 (+1.03%)$216,949 (+1.03%) Building $216,949
2024$2,712.00
2023$40,800
2022$214,738 Land $50,000 Building $164,738

Flood & Wildfire

43 Chip Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chip Dr

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