44 Cedar St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 44 Cedar St, Chatham, MA 02633

Property Summary

Property TypeSingle Family Home
Lot Size4.95 acres (216,000 sqft)
OwnerCompany Name on Record
Last Sale$2,050,000 (Sep 1997)
Tax Bill$40,406 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNCHAT M:13C B:0042 L:12

Property Details

APN / Parcel Number

Primary APNCHAT M:13C B:0042 L:12
Alternative APN
  • 1653

Exterior

Lot Area216,000 sqft (4.95 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1653
Street Address44 CEDAR ST
CityCHATHAM
StateMA
Zip02633-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block42
Legal Lot Number12
JurisdictionCHATHAM MA
Township / Civil DivisionCHATHAM
Census Block Group2
Census Block2016
Census Tract10700

Owner

Source: Barnstable County and Chatham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address44 CEDAR ST, CHATHAM, MA 02633-2109
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 1997 · Amount on Record
Deed SaleSep 18, 1997 · Amount on Record
Prior SaleOct 16, 1992 · Amount on Record
Deed Book / Page10957 / 68
Transfer Doc24814-223
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM MA
Property Address44 CEDAR ST, CHATHAM, MA 02633-2109
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00032113-1
DateJun 25, 2019
Book Page32113/1
Instrument29534
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Type Change DateJul 1, 2029

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionChatham Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,406.00 (+2.24%)$11,644,400 (+5.18%) Land $4,339,000 Building $7,305,400$9,835,588
2024$39,522.00 (+3.66%)$11,070,500 (+12.66%) Land $4,094,800 Building $6,975,700
2023$38,126.00$9,826,400 Land $3,591,700 Building $6,234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies169 units insured
incl. 14 condo units
Nearby Flood Claims76 (1988–2023)
Claims Outside the SFHA26 of 76
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 4 claims
  • Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims
  • Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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