49 Carmello Rd, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 49 Carmello Rd, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1942
Lot Size	0.48 acres (20,900 sqft)
Owner	2 Company Names on Record
Last Sale	$10,845,454 (Jul 2024)
Tax Bill	$14,618 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-173-005`

Property Details

APN / Parcel Number

Primary APN	`175-173-005`
Alternative APN	`175-173-005-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1955
Lot Area	20,900 sqft (0.48 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	49 CARMELLO RD
City	WALNUT CREEK
State	CA
Zip	94597-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LINDA VISTA SUB #2 LOT 5 BLK J
Legal Subdivision	LINDA VISTA SUB #2
Legal Block	J
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3013
Census Tract	340004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	49 CARMELLO RD, WALNUT CREEK, CA 94597-3401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jan 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Jul 16, 2024 · Amount on Record
Deed Document Number	202467623
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0000008969
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 CARMELLO RD, WALNUT CREEK, CA 94597-3401
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 GLEN CT, WALNUT CREEK, CA 94595-2319

Mortgage

Document Number	0000103683
Date	Oct 3, 2025
Instrument	2025- 103683

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	175 N RIVERVIEW DR # C, ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 16, 2020
Property Address	49 CARMELLO RD, WALNUT CREEK, CA 94597-3401
Document Number	0000008969
Instrument Date	Dec 17, 2019
Instrument	8969
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	PO BOX 348 TOMALES CA 949710348, TOMALES, CA 94971-0348

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 21, 2019
Property Address	49 CARMELLO RD, WALNUT CREEK, CA 94597-3401
Document Number	0000178983
Instrument Date	Oct 9, 2019
Instrument	178983
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 348 TOMALES CA 949710348, TOMALES, CA 94971-0348

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,249,500 (+2%) Land $1,045,500 Building $204,000
2025	$14,618.00 (+148.86%)	$1,225,000 (+185.21%) Land $1,025,000 Building $200,000
2023	$5,874.00 (+2.05%)	$429,509 Land $309,443 Building $120,066
2022	$5,756.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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