38 Carmello Rd, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 38 Carmello Rd, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,294 sqft · built 1942
Lot Size	0.595 acres (25,900 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Feb 2012)
Tax Bill	$9,502 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-172-016-8`

Property Details

APN / Parcel Number

Primary APN	`175-172-016-8`
Alternative APN	`175-172-016`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,294 sqft Living Area
1st Floor Area	2,006 sqft
Basement Area	288 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1958
Lot Area	25,900 sqft (0.595 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	38 CARMELLO RD
City	WALNUT CREEK
State	CA
Zip	94597-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LINDA VISTA SUB #2 LOT 6 BLK I
Legal Subdivision	LINDA VISTA SUB #2
Legal Block	I
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	340004

Owner

Source: Contra Costa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 CARMELLO RD, WALNUT CREEK, CA 94597-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CREDIT UNION
Nov 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2012 · Amount on Record
Deed Sale	Feb 10, 2012 · Amount on Record
Prior Sale	Jun 8, 2005 · Amount on Record
Deed Document Number	201231260
Last Transfer Date	Nov 13, 2020
Transfer Doc	0000279513
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2026
Property Address	38 CARMELLO RD, WALNUT CREEK, CA 94597-3402
Document Number	0000104629
Instrument Date	Sep 21, 2026
Instrument	2026104629
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CARMELLO RD, WALNUT CREEK, CA 94597-3402

Mortgage

Document Number	0000104629,
Date	Oct 5, 2026
Instrument	2026104629

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 19, 2020
Property Address	38 CARMELLO RD, WALNUT CREEK, CA 94597-3402
Document Number	0000279513
Map Reference	MB 26 PG 863
Instrument Date	Nov 13, 2020
Instrument	2020-279513
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CARMELLO RD, WALNUT CREEK, CA 94597-3402

Mortgage

Document Number	0000279514
Date	Nov 19, 2020
Instrument	2020-279514

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$772,456 (+2%) Land $673,510 Building $98,946
2025	$9,502.00 (+3.88%)	$757,310 (+4.04%) Land $660,304 Building $97,006
2023	$9,147.00 (+2.17%)	$727,904 Land $634,664 Building $93,240
2022	$8,953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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