Gilpin County property record for 49 Bowles Ranch Rd, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1927 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (May 2012) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-043-00-054 |
| Primary APN | 1711-043-00-054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,308 sqft |
| 1st Floor Area | 480 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 70,567 sqft (1.62 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 132 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R005338 |
|---|---|
| Street Address | 49 BOWLES RANCH RD |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 4 T: 2S R: 72W TRACT OF LAND IN NE1/4 SW1/4 DESC 267/277 & 218/269 & IMPS |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 04 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13801 |
Source: Gilpin County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG |
| Sep 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2012 · Amount on Record |
| Deed Sale | May 25, 2012 · Amount on Record |
| Prior Sale | Dec 29, 2011 |
| Deed Document Number | 2012146487 |
| Prior Transfer Date | Dec 17, 2011 |
| Prior Transfer Doc | 0000145555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 49 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000173884 |
|---|---|
| Date | Feb 6, 2023 |
| Instrument | 173884 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 49 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 49 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536 |
| Document Number | 0000172298 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 172298 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 49 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536 |
| Document Number | 0000165309 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 49 BOWLES RANCH RD BLACK HAWK CO 804224536, BLACK HAWK, CO 80422-4536 |
| Document Number | 0000165309 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 165309 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 8, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 49 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536 |
| Document Number | 0000162375 |
| Instrument Date | Sep 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 49 BOWLES RANCH RD BLACK HAWK CO 804224536, BLACK HAWK, CO 80422-4536 |
| Document Number | 0000162375 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 162375 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 24, 2038 |
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 (+16.51%) | $26,710 (+5.53%) Land $4,350 Building $22,360 | $427,340 (+13.12%) Land $69,660 Building $357,680 |
| 2024 | $1,690.00 (+0.78%) | $25,310 (-) Land $4,260 Building $21,050 | $377,780 (-) Land $63,635 Building $314,145 |
| 2023 | $1,677.00 (-5.31%) | $25,310 (+4.33%) Land $4,260 Building $21,050 | $377,780 (+8.22%) Land $63,635 Building $314,145 |
| 2022 | $1,771.00 | $24,260 Land $5,070 Building $19,190 | $349,080 Land $72,900 Building $276,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 90% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Visionary Broadband Fiber · Fixed Wireless in parts of the area | 300 / 300 |
| Nedernet Fixed Wireless | 100 / 100 |
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