229 Bowles Ranch Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 229 Bowles Ranch Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 995 sqft · built 1955
Lot Size	1.96 acres (85,595 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Sep 2020)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1711-043-00-067`

Property Details

APN / Parcel Number

Primary APN	`1711-043-00-067`
Alternative APN	`R004761`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	995 sqft Heated Area
Gross Area	1,291 sqft
1st Floor Area	744 sqft
Basement Area	216 sqft
Finished Basement	216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	85,595 sqft (1.96 acres)
Porch	Slab
Porch Area	251 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	R004761
Street Address	229 BOWLES RANCH RD
City	BLACK HAWK
State	CO
Zip	80422-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 4 T: 2S R: 72W PARCEL IN NE1/4 SW1/4 DESC 678/68 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	04
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1007
Census Tract	13801

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 11, 2020	Deed of Trust, Mortgage PLANET HM LNDG
Sep 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2020167136
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0000163281
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536

Mortgage

Document Number	0000169249
Date	May 19, 2021
Instrument	169249

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536
Document Number	0000167223
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 BOWLES RANCH RD BLACK HAWK CO 804224536, BLACK HAWK, CO 80422-4536

Mortgage

Document Number	0000167223
Date	Sep 22, 2020
Instrument	167223

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Sep 11, 2020
Property Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536
Document Number	0000167136
Instrument Date	Sep 10, 2020
Instrument	167136
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 BOWLES RANCH RD, 229, BLACK HAWK, CO 80422-4536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2062 19TH AVE APT 3, 3, SAN FRANCISCO, CA 94116-1276

Mortgage

Document Number	0000167137
Date	Sep 11, 2020
Instrument	167137

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	229 BOWLES RANCH RD BLACK HAWK CO 804224536, BLACK HAWK, CO 80422-4536

Mortgage

Document Number	165407
Date	Jan 27, 2020
Instrument	165407

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILPIN CO
Recording Date	Apr 3, 2019
Property Address	229 BOWLES RANCH RD, BLACK HAWK, CO 80422-4536
Document Number	0000163281
Instrument Date	Mar 25, 2019
Instrument	163281
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 BOWLES RANCH RD BLACK HAWK CO 804224536, BLACK HAWK, CO 80422-4536

Mortgage

Document Number	163282
Date	Apr 3, 2019
Instrument	163282

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,981.00 (+15.17%)	$26,880 (+4.35%) Land $5,280 Building $21,600	$430,050 (+11.83%) Land $84,500 Building $345,550
2024	$1,720.00 (+0.76%)	$25,760 (-) Land $5,180 Building $20,580	$384,540 (-) Land $77,365 Building $307,175
2023	$1,707.00 (+2.77%)	$25,760 (+13.23%) Land $5,180 Building $20,580	$384,540 (+17.52%) Land $77,365 Building $307,175
2022	$1,661.00	$22,750 Land $6,150 Building $16,600	$327,210 Land $88,430 Building $238,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Visionary Broadband Fiber · Fixed Wireless in parts of the area	300 / 300
Nedernet Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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