Polk County property record for 49 Black Bear, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,380 sqft · built 2003 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Apr 2002) |
| Tax Bill | $2,260 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-130 |
| Primary APN | P34-130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,380 sqft Finished Area |
| Basement Area | 1,380 sqft |
| Finished Basement | 804 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 119,354 sqft (2.74 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29896 |
|---|---|
| Street Address | 49 BLACK BEAR |
| City | SALUDA |
| State | NC |
| Zip | 28773-9851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #23, PHASE 6, 0O04 OCEAN VIEW ACRES 09 |
| Legal Subdivision | OCEAN VIEW ACRES |
| Legal Phase | 6 |
| Legal Lot Number | 23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
49 Black Bear is owned by a company that bought it in April 2002.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 458 WARRIOR MOUNTAIN RD, SALUDA, NC 28773-9616 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2002 · Amount on File |
| Deed Sale | Apr 12, 2002 · Amount on File |
| Prior Sale | Nov 13, 2000 |
| Deed Book / Page | 283 / 726 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 49 Black Bear was $2,260, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,260.00 (+1.3%) | $383,016 (-) Land $90,930 Building $292,086 | $383,016 (-) Land $90,930 Building $292,086 |
| 2025 | $2,231.00 | $383,016 Land $90,930 Building $292,086 | $383,016 Land $90,930 Building $292,086 |
| 2023 | $1,731.00 | $249,419 Land $45,080 Building $204,339 | |
| 2021 | $249,419 Land $45,080 Building $204,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Black Bear in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Black Bear is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: AT&T, RiverStreet Networks, Spectrum, T-Mobile, Verizon, Windstream.
5G (outdoors only) and 4G LTE
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