Polk County property record for 47 Black Bear, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,902 sqft · built 2006 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Company Name on Record |
| Last Sale | $22,000 (Aug 1999) |
| Tax Bill | $2,440 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-129 |
| Primary APN | P34-129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,902 sqft Finished Area |
| Basement Area | 538 sqft |
| Finished Basement | 538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26046 |
|---|---|
| Street Address | 47 BLACK BEAR |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #22, 0O04 OCEAN VIEW ACRES 09 |
| Legal Subdivision | OCEAN VIEW ACRES |
| Legal Lot Number | 22 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
Source: Polk County records, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 458 WARRIOR MOUNTAIN RD, SALUDA, NC 28773-9616 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 1999 · Amount on Record |
| Deed Sale | Aug 28, 1999 · Amount on Record |
| Prior Sale | Aug 28, 1998 · Amount on Record |
| Deed Book / Page | 249 / 1725 |
| Last Transfer Date | Mar 4, 2010 |
| Transfer Doc | 379/676 |
| Record Updated | Jun 8, 2026 |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,440.00 (+35.03%) | $418,900 (+60.91%) Land $85,890 Building $333,010 | $418,900 (+60.91%) Land $85,890 Building $333,010 |
| 2023 | $1,807.00 | $260,328 Land $37,690 Building $222,638 | |
| 2021 | $260,328 Land $37,690 Building $222,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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