49 Birmingale Ave, Lapeer, MI 48446 Property Records

Lapeer County property record for 49 Birmingale Ave, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,541 sqft · built 2002
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Feb 2010)
Tax Bill$2,355 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNL21-00-050-017-00

Property Details

APN / Parcel Number

Primary APNL21-00-050-017-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,541 sqft Living Area
1st Floor Area1,541 sqft
Basement Area1,541 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Lot Area9,583 sqft (0.22 acres)
Lot Depth120 ft Depth
Garage Area410 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address49 BIRMINGALE AVE
CityLAPEER
StateMI
Zip48446-2688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 1 FM
Legal DescriptionCITY OF LAPEER ANDREWS RIVER ESTATES LOT 17 (L=7 P=164-166 SEC 4, T7N-R10E)
Legal Range10E
Legal Township07N
Legal Section04
Legal SubdivisionCITY OF LAPEER ANDREWS RIVER ESTATES
Legal Lot Number17
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1040
Census Tract337500

Owner

49 Birmingale Ave is owned and occupied by two individuals who bought it in February 2010.

Source: Lapeer County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address49 BIRMINGALE AVE, LAPEER, MI 48446-2688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2010 · Amount on File
Deed SaleFeb 17, 2010 · Amount on File
Prior SaleFeb 11, 2009 · Amount on File
Deed Book / Page2431 / 444
Transfer Doc0028490288
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address49 BIRMINGALE AVE, LAPEER, MI 48446-2688
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031030587
DateMay 27, 2020
Book Page3103/587
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 49 Birmingale Ave was $2,355 with a homeowner's exemption, up 3.9% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,100 (+9.63%)$298,200 (+9.63%)
2025$2,355.00 (+3.93%) Homeowner's exemption$136,000$272,000
2024$2,266.00
2023$114,600$229,200
2022$2,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Birmingale Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Birmingale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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