Lapeer County property record for 41 Birmingale Ave, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,712 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,900 (Aug 2017) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-00-050-016-00 |
| Primary APN | L21-00-050-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,712 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Depth | 120 ft Depth |
| Garage Area | 410 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 41 BIRMINGALE AVE |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER ANDREWS RIVER ESTATES LOT 16 (L=7 P=164-166 SEC 4, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 04 |
| Legal Subdivision | CITY OF LAPEER ANDREWS RIVER ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 337500 |
41 Birmingale Ave is owned and occupied by two individuals who bought it in August 2017.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 BIRMINGALE AVE, LAPEER, MI 48446-2688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS |
| Aug 16, 2017 | Warranty Deed, Transfer · Conventional with PMI CASON HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on File |
| Deed Sale | Aug 16, 2017 · Amount on File |
| Prior Sale | Aug 12, 1999 · Amount on File |
| Deed Book / Page | 2911 / 848 |
| Prior Transfer Date | Nov 9, 2016 |
| Prior Transfer Doc | 0028600800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 41 BIRMINGALE AVE, LAPEER, MI 48446-2688 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 41 BIRMINGALE AVE, LAPEER, MI 48446-2688 |
| Document Number | 0031260079 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 3126/79 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 16, 2017 |
| Property Address | 41 BIRMINGALE AVE, LAPEER, MI 48446-2688 |
| Document Number | 0029110848 |
| Book / Page | 002911 / 000848 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | CISLO TITLE, CISIO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,461.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 149 LAUREL LEAH OXFORD MI 483716333, OXFORD, MI 48371-6333 |
| Document Number | 29110850 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 002911/000850 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2047 |
The 2025 property tax bill for 41 Birmingale Ave was $3,238 with a homeowner's exemption, up 3.9% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,400 (+16.2%) | $342,800 (+16.2%) | |
| 2025 | $3,238.00 (+3.95%) Homeowner's exemption | $147,500 | $295,000 |
| 2024 | $3,115.00 | ||
| 2023 | $118,600 | $237,200 | |
| 2022 | $2,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Birmingale Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 41 Birmingale Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures