49 Andreas Cir, Novato, CA 94945 Property Records

Marin County property record for 49 Andreas Cir, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,164 sqft · built 1976
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,510,000 (Mar 2022)
Tax Bill	$19,624 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-202-02`

Property Details

APN / Parcel Number

Primary APN	`124-202-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,164 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Lot Area	8,000 sqft (0.184 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	49 ANDREAS CIR
City	NOVATO
State	CA
Zip	94945-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRING CRK
Legal Lot Number	1
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1000
Census Tract	102100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 ANDREAS CIR, NOVATO, CA 94945-1230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202212959
Prior Transfer Date	Nov 11, 2009
Prior Transfer Doc	0000055318
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Mar 24, 2022
Property Address	49 ANDREAS CIR, NOVATO, CA 94945-1230
Document Number	0000012959
Map Reference	VOL 16 PG 62
Instrument Date	Mar 22, 2022
Instrument	2022-0012959
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,661.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	49 ANDREAS CIR, NOVATO, CA 94945-1230

Mortgage

Document Number	0000012960
Date	Mar 24, 2022
Instrument	2022-0012960

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jun 7, 2018
Property Address	49 ANDREAS CIR, NOVATO, CA 94945-1230
Document Number	0000020426
Map Reference	VOL16 PG62
Instrument Date	May 31, 2018
Instrument	2018-0020426
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	49 ANDREAS CIR, NOVATO, CA 94945-1230

Mortgage

Document Number	0000020427
Date	Jun 7, 2018
Instrument	2018-0020427

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,634,454 (+2%) Land $865,936 Building $768,518
2025	$19,624.00 (+3.53%) Homeowner's exemption	$1,602,412 (+4.04%) Land $848,960 Building $753,452
2023	$18,954.00 (+52.29%) Homeowner's exemption	$1,540,200 Land $816,000 Building $724,200
2022	$12,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Unwired.

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