48 Amanda Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 48 Amanda Dr, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,186 sqft · built 2001
Lot Size	0.267 acres (11,619 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2008)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-032412`

Property Details

APN / Parcel Number

Primary APN	`07-032412`
Alternative APN	`032412`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,186 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Foyer
Exterior Material	Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,619 sqft (0.267 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	404 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032412
Street Address	48 AMANDA DR
City	SMITHSBURG
State	MD
Zip	21783-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 264 0.27 ACRE 48 AMANDA DR WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS
Legal Block	4
Legal Lot Number	264
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3002
Census Tract	11301

Owner

Source: Washington County records · APN 07-032412

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 AMANDA DR, SMITHSBURG, MD 21783-1582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2008 · Amount on Record
Deed Sale	Sep 02, 2008 · Amount on Record
Prior Sale	Dec 27, 2000 · Amount on Record
Deed Document Number	2008873
Deed Book / Page	3542 / 521
Transfer Doc	0018660631
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	48 AMANDA DR, SMITHSBURG, MD 21783-1582
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TERRIAN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067140396
Date	Aug 03, 2021
Book Page	6714/396

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,367 (+9.99%)	$356,000 (-) Land $65,800 Building $290,200
2025	$2,497.00 (+5.67%) Homeowner's exemption	$296,733 (+17.53%)	$356,000 (+33.28%) Land $65,800 Building $290,200
2024	$2,363.00 (+4.65%)
2023	$2,258.00 Homeowner's exemption	$252,467	$267,100 Land $65,800 Building $201,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 250

Based on FCC filings for 295 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.