4897 Trail St, Norco, CA 92860 Property Records

Riverside County property record for 4897 Trail St, Norco, CA 92860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,637 sqft · built 1976
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Tax Bill$7,063 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN121-093-020

Property Details

APN / Parcel Number

Primary APN121-093-020
Alternative APN
  • 121093007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,637 sqft Living Area
Gross Area3,465 sqft
1st Floor Area2,637 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1977
Construction TypeWood
Roof MaterialWood Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4897 TRAIL ST
CityNORCO
StateCA
Zip92860-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA120M
Legal DescriptionPOR LOTS D & F AND LOT 7 MB 084/013 TR 5777-2
Legal SubdivisionTRACT NO 5777 2
Legal Tract5777-2
Legal Lot NumberD
JurisdictionRIVERSIDE CA
Township / Civil DivisionCORONA
Census Block Group1
Census Block1001
Census Tract40806

Owner

4897 Trail St is owned and occupied by two individuals who acquired it in October 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4897 TRAIL ST, NORCO, CA 92860-2458
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Intrafamily Transfer, Transfer · VA Mortgage
USAA FSB
May 23, 2018Grant Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2020
Deed SaleOct 29, 2020
Prior SaleMay 23, 2018 · Amount on File
Deed Document Number2020525909
Prior Transfer DateOct 16, 2020
Prior Transfer Doc0000525909
Record UpdatedOct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 29, 2020
Property Address4897 TRAIL ST, NORCO, CA 92860-2458
Document Number0000525909
Map ReferenceMB 84 PG 13-15
Instrument DateOct 16, 2020
Instrument2020-0525909
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4897 TRAIL ST, NORCO, CA 92860-2458

Mortgage

Document Number0000525910
DateOct 29, 2020
Instrument2020-0525910
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 23, 2018
Property Address4897 TRAIL ST, NORCO, CA 92860-2458
Document Number0000206821
Instrument DateMay 16, 2018
Instrument206821
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanySERVICELINK CRS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4897 TRAIL ST NORCO CA 928602458, NORCO, CA 92860-2458

Mortgage

Document Number206822
DateMay 23, 2018
Instrument206822
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4897 Trail St was $7,063.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityNorco City
Unified School DistrictCorona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$638,316 (+2%) Land $174,084 Building $464,232
2025$7,063.00$625,801 Land $170,671 Building $455,130
2023$6,737.00 (+1.86%)$601,502 Land $164,045 Building $437,457
2022$6,614.00
2021$673,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4897 Trail St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1983–1998)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4897 Trail St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORCO
serves 25,068 people · EPA ID CA3310025
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting42
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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