4861 Trail St, Norco, CA 92860 Property Records

Riverside County property record for 4861 Trail St, Norco, CA 92860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,336 sqft · built 1976
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Feb 2013)
Tax Bill$5,809 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN121-093-005

Property Details

APN / Parcel Number

Primary APN121-093-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,336 sqft Living Area
Gross Area3,229 sqft
1st Floor Area2,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTile
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4861 TRAIL ST
CityNORCO
StateCA
Zip92860-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA120M
Legal DescriptionLOT 5 MB 084/013 TR 5777-2
Legal SubdivisionNORCO FARMS TRACT #1
Legal Tract5777-2
Legal Lot Number5
JurisdictionRIVERSIDE CA
Township / Civil DivisionCORONA
Census Block Group1
Census Block1001
Census Tract40806

Owner

4861 Trail St is owned and occupied by an individual who acquired it in January 2015.

Source: Riverside County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4861 TRAIL ST, NORCO, CA 92860-2458
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2013 · Amount on File
Deed SaleFeb 28, 2013 · Amount on File
Prior SaleDec 19, 2011 · Amount on File
Deed Document Number2013100887
Last Transfer DateJan 6, 2015
Transfer Doc0000043593
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4861 TRAIL ST, NORCO, CA 92860-2458
Transaction TypeMortgage
Record UpdatedDec 9, 2022
Title CompanyCONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069299
DateFeb 14, 2020
Instrument2020-0069299
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4861 TRAIL ST, NORCO, CA 92860-2458
Transaction TypeMortgage
Record UpdatedDec 9, 2022
Title CompanyCONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4861 TRAIL ST, NORCO, CA 92860-2458

Mortgage

Document Number0000668242
DateDec 30, 2020
Instrument2020-0668242
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term277 Months
DueJan 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 4861 Trail St was $5,809 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityNorco City
Unified School DistrictCorona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$531,703 (+2%) Land $188,399 Building $343,304
2025$5,809.00 Homeowner's exemption$521,278 Land $184,705 Building $336,573
2023$5,538.00 (+1.9%) Homeowner's exemption$501,038 Land $177,534 Building $323,504
2022$5,435.00
2021$715,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4861 Trail St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1983–1998)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4861 Trail St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORCO
serves 25,068 people · EPA ID CA3310025
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting42
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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