4896 Rosewell Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4896 Rosewell Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1986
Lot Size	0.603 acres (26,267 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2024)
Tax Bill	$1,570 (2026)
Deeds & Mortgages	Mar 2008 Line of Credit Jun 2016 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30148`

Property Details

APN / Parcel Number

Primary APN	`30148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,267 sqft (0.603 acres)
Garage Area	576 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4896 ROSEWELL DR
City	GLOUCESTER
State	VA
Zip	23061-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	ROSEWELL HARBOR SEC 2 LOT 75
Legal Subdivision	PLAT: PB7 75
Legal Lot Number	75
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2015
Census Tract	100102

Owner

4896 Rosewell Dr is owned by two individuals who bought it in August 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6267 HIDDEN ACRES DR, GLOUCESTER, VA 23061-3406
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2008	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jun 24, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING & TRUST COMPANY
Jan 16, 2007	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 21, 2020	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Prior Sale	Mar 21, 2022 · Amount on File
Deed Document Number	20243143
Transfer Doc	1200/1930
Record Updated	Oct 29, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080001636
Date	Mar 13, 2008
Instrument	080001636

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160002749
Date	Jun 24, 2016
Instrument	160002749

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.88%

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070000259
Date	Jan 16, 2007
Instrument	070000259

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2037

Interest

Rate	6%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 21, 2022
Property Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Document Number	0220001671
Instrument Date	Feb 28, 2022
Instrument	220001671
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	TRIPLE CROWN TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628

Mortgage

Document Number	0220001672
Date	Mar 21, 2022
Instrument	220001672

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 21, 2020
Property Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Document Number	0200000262
Instrument Date	Jan 15, 2020
Instrument	200000262
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4896 ROSEWELL DR, GLOUCESTER, VA 23061-3628

Mortgage

Document Number	0200000263
Date	Jan 21, 2020
Instrument	200000263

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4896 Rosewell Dr was $1,570, up 8.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,570.00 (+8.2%)	$269,220 (+13.88%) Land $53,840 Building $215,380	$269,220 (+13.88%) Land $53,840 Building $215,380
2025	$1,451.00 (+5.3%)	$236,400 (-) Land $53,840 Building $182,560	$236,400 (-) Land $53,840 Building $182,560
2024	$1,378.00	$236,400 (-) Land $53,840 Building $182,560	$236,400 (-) Land $53,840 Building $182,560
2023	$1,378.00 (+2.3%)	$236,400 (+27.14%) Land $53,840 Building $182,560	$236,400 (+27.14%) Land $53,840 Building $182,560
2022	$1,347.00	$185,930 Land $42,810 Building $143,120	$185,930 Land $42,810 Building $143,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4896 Rosewell Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4896 Rosewell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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