4886 Rosewell Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4886 Rosewell Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,416 sqft · built 1992
Lot Size	0.647 acres (28,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Dec 2025)
Tax Bill	$2,343 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20086`

Property Details

APN / Parcel Number

Primary APN	`20086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,183 sqft (0.647 acres)
Garage Area	384 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4886 ROSEWELL DR
City	GLOUCESTER
State	VA
Zip	23061-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	ROSEWELL HARBOR SEC 2 LOT 74
Legal Subdivision	PLAT: PB7 75
Legal Lot Number	74
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4005
Census Tract	100302

Owner

Source: Gloucester County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4886 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Dec 18, 2025	Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Deed Document Number	20255270
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 5, 2026
Property Address	4886 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Document Number	0000004604
Instrument Date	Sep 11, 2026
Instrument	20264604
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4886 ROSEWELL DR, GLOUCESTER, VA 23061-3628

Mortgage

Document Number	0000004604,
Date	Oct 5, 2026
Instrument	20264604

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 18, 2025
Property Address	4886 ROSEWELL DR, GLOUCESTER, VA 23061-3628
Document Number	0250005270
Map Reference	MB 7 PG 75
Instrument Date	Dec 12, 2025
Instrument	250005270
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIRST VIRGINIA TITLE, FIRST VIRGINIA T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4886 ROSEWELL DR, GLOUCESTER, VA 23061-3628

Mortgage

Document Number	0250005271
Date	Dec 18, 2025
Instrument	250005271

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,343.00 (+9.69%)	$401,820 (+15.49%) Land $54,960 Building $346,860	$401,820 (+15.49%) Land $54,960 Building $346,860
2025	$2,136.00 (+16.21%)	$347,920 (+10.36%) Land $54,960 Building $292,960	$347,920 (+10.36%) Land $54,960 Building $292,960
2024	$1,838.00	$315,270 (-) Land $54,960 Building $260,310	$315,270 (-) Land $54,960 Building $260,310
2023	$1,838.00 (+1.49%)	$315,270 (+26.15%) Land $54,960 Building $260,310	$315,270 (+26.15%) Land $54,960 Building $260,310
2022	$1,811.00	$249,910 Land $45,290 Building $204,620	$249,910 Land $45,290 Building $204,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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