St. Mary's County property record for 48914 Sea Side View Rd, Ridge, MD 20680 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 1994 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (Mar 1994) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-040553 |
| Primary APN | 01-040553 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 358 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 040553 |
|---|---|
| Street Address | 48914 SEA SIDE VIEW RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 500-6 PLAT 37/117 CARDINAL GIBBONS INST |
| Legal Subdivision | CARDINL GIBBNS |
| Legal Lot Number | 6 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-040553
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2914 N LOUDON AVE, BALTIMORE, MD 21216-1643 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2021 | Deed of Distribution, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 1994 · Amount on Record |
| Deed Sale | Mar 01, 1994 · Amount on Record |
| Deed Book / Page | 869 / 49 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0058860484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 48914 SEA SIDE VIEW RD, RIDGE, MD 20680-3000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2914 N LOUDON AVE, BALTIMORE, MD 21216-1643 |
| Document Number | 0065860080 |
|---|---|
| Date | Oct 08, 2024 |
| Book Page | 6586/80 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 20, 2021 |
| Property Address | 48914 SEA SIDE VIEW RD, RIDGE, MD 20680-3000 |
| Document Number | 0058860484 |
| Book / Page | 5886 / 484 |
| Map Reference | MB EWA 37 FO 117 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 PEDLAND CRT #110 # 110, 110, OWINGS MILLS, MD 21117 |
| Mail Care Of | ANDREW M HERMANN ESQ |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,400 (+7.7%) Land $120,700 Building $162,700 | $283,400 (-) Land $120,700 Building $162,700 | |
| 2025 | $2,930.00 (+19.35%) | $263,133 (+18.21%) | $283,400 (+27.31%) Land $120,700 Building $162,700 |
| 2023 | $2,455.00 | $222,600 Land $100,700 Building $121,900 | $222,600 Land $100,700 Building $121,900 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 93% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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