St. Mary's County property record for 48802 Sea Side View Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,900 sqft · built 1986 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Apr 2023) |
| Tax Bill | $3,047 (2025) |
| Deeds & Mortgages | May 2023 Transfer Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-019929 |
| Primary APN | 01-019929 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,900 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 87,556 sqft (2.01 acres) |
| Porch | Porch |
| Porch Area | 616 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 019929 |
|---|---|
| Street Address | 48802 SEA SIDE VIEW RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 2.012 ACRES SEA SIDE VIEW RD RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 876200 |
48802 Sea Side View Rd is owned and occupied by two individuals who acquired it in May 2023.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48802 SEA SIDE VIEW RD, RIDGE, MD 20680-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Intrafamily Transfer, Transfer |
| Apr 26, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Deed Book / Page | 6330 / 446 |
| Last Transfer Date | May 5, 2023 |
| Transfer Doc | 0063400002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 18, 2023 |
| Property Address | 48802 SEA SIDE VIEW RD, RIDGE, MD 20680-3001 |
| Document Number | 0063400002 |
| Book / Page | 6340 / 2 |
| Instrument Date | May 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48802 SEA SIDE VIEW RD, RIDGE, MD 20680-3001 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 26, 2023 |
| Property Address | 48802 SEA SIDE VIEW RD, RIDGE, MD 20680-3001 |
| Document Number | 0063300446 |
| Book / Page | 6330 / 446 |
| Instrument Date | Apr 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 48802 SEA SIDE VIEW RD, RIDGE, MD 20680-3001 |
| Document Number | 0006330453 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 6330/453 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 48802 Sea Side View Rd was $3,047 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,100 (+7.57%) Land $125,000 Building $170,100 | $295,100 (-) Land $125,000 Building $170,100 | |
| 2025 | $3,047.00 Homeowner's exemption | $274,333 | $295,100 Land $125,000 Building $170,100 |
| 2023 | $2,560.00 | $232,800 Land $105,000 Building $127,800 | $232,800 Land $105,000 Building $127,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48802 Sea Side View Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48802 Sea Side View Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 91% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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