4891 Palmetto Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4891 Palmetto Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1985
Lot Size	0.13 acres (5,675 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Jan 2002)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-640-11-00`

Property Details

APN / Parcel Number

Primary APN	`157-640-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	5,675 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4891 PALMETTO DR
City	OCEANSIDE
State	CA
Zip	92057-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 11 TR 010783
Legal Subdivision	MURRAY MISSION
Legal Tract	010783
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18520

Owner

4891 Palmetto Dr is owned and occupied by an individual who acquired it in February 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4891 PALMETTO DR, OCEANSIDE, CA 92057-5415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Intrafamily Transfer, Transfer
Feb 23, 2024	Intrafamily Transfer, Transfer
Aug 11, 2021	Intrafamily Transfer, Transfer
Jun 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2002 · Amount on File
Deed Sale	Jan 9, 2002 · Amount on File
Prior Sale	Oct 4, 1989 · Amount on File
Deed Document Number	200221045
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000046524
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2024
Property Address	4891 PALMETTO DR, OCEANSIDE, CA 92057-5415
Document Number	0000046523
Map Reference	MAP 10783
Instrument Date	Feb 23, 2024
Instrument	2024-0046523
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2025 CHESTNUT AVE, CARLSBAD, CA 92008-2716

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2024
Property Address	4891 PALMETTO DR, OCEANSIDE, CA 92057-5415
Document Number	0000046524
Map Reference	MAP 10783
Instrument Date	Feb 23, 2024
Instrument	2024-0046524
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2025 CHESTNUT AVE, CARLSBAD, CA 92008-2716

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2021
Property Address	4891 PALMETTO DR, OCEANSIDE, CA 92057-5415
Document Number	0000571679
Map Reference	MAP 10783
Instrument Date	Jul 23, 2021
Instrument	2021-0571679
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	446 MAINSAIL RD, OCEANSIDE, CA 92054-4775

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2017
Property Address	4891 PALMETTO DR, OCEANSIDE, CA 92057-5415
Document Number	0000252957
Instrument Date	Jun 6, 2017
Instrument	252957
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2025 CHESTNUT AVE CARLSBAD CA 920082716, CARLSBAD, CA 92008-2716

Tax Assessment & Valuation

The 2025 property tax bill for 4891 Palmetto Dr was $3,618.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$325,453 (+2%) Land $180,809 Building $144,644
2025	$3,618.00	$319,072 Land $177,264 Building $141,808
2023	$3,439.00 (+1.54%)	$306,684 Land $170,382 Building $136,302
2022	$3,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4891 Palmetto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4891 Palmetto Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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