San Diego County property record for 4890 Palmetto Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,411 sqft · built 1987 |
| Lot Size | 0.12 acres (5,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2008) |
| Tax Bill | $3,931 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-640-08-00 |
| Primary APN | 157-640-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,411 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 5,228 sqft (0.12 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4890 PALMETTO DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 2 TR 010783 |
| Legal Subdivision | MURRAY MISSION |
| Legal Tract | 010783 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18520 |
4890 Palmetto Dr is owned and occupied by two individuals who bought it in October 2008.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4890 PALMETTO DR, OCEANSIDE, CA 92057-5414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2008 · Amount on File |
| Deed Sale | Oct 31, 2008 · Amount on File |
| Prior Sale | Oct 2, 2008 |
| Deed Document Number | 2008570451 |
| Prior Transfer Date | Nov 7, 2005 |
| Prior Transfer Doc | 0001037154 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4890 Palmetto Dr was $3,931 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $361,199 (+2%) Land $190,450 Building $170,749 | |
| 2025 | $3,931.00 Homeowner's exemption | $354,117 Land $186,716 Building $167,401 |
| 2023 | $3,734.00 (+1.58%) Homeowner's exemption | $340,367 Land $179,466 Building $160,901 |
| 2022 | $3,676.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4890 Palmetto Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4890 Palmetto Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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