Osceola County property record for 4890 Zion Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 2002 |
| Lot Size | 0.251 acres (10,933 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,900 (Oct 2002) |
| Tax Bill | $1,888 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0588-0001-0720 |
| Primary APN | 16-26-30-0588-0001-0720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,621 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,933 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 209 sqft |
| Deck Area | 492 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4890 ZION DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 72 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 12 |
| Legal Tract | 588 |
| Legal Block | 720 |
| Legal Lot Number | 72 |
| Legal Unit | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43208 |
4890 Zion Dr is owned and occupied by an individual who acquired it in May 2012.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4890 ZION DR, SAINT CLOUD, FL 34772-7734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2002 · Amount on File |
| Deed Sale | Oct 11, 2002 · Amount on File |
| Deed Book / Page | 2127 / 546 |
| Last Transfer Date | May 23, 2012 |
| Transfer Doc | 0043151614 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4890 Zion Dr was $1,888 with a homeowner's exemption, up 3.8% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,888.00 (+3.79%) Homeowner's exemption | $148,407 | $329,400 Land $75,000 Building $254,400 |
| 2024 | $1,819.00 (+3.23%) | ||
| 2023 | $1,762.00 (+4.26%) Homeowner's exemption | $140,025 (+3%) | $335,800 (+19.46%) Land $65,000 Building $270,800 |
| 2022 | $1,690.00 Homeowner's exemption | $135,947 | $281,100 Land $60,000 Building $221,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4890 Zion Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4890 Zion Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
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