4885 Zion Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4885 Zion Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2003
Lot Size	0.26 acres (11,369 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2013)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`85619`

Property Details

APN / Parcel Number

Primary APN	`85619`
Alternative APN	`162630058800010440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Heated Area
Gross Area	2,468 sqft
1st Floor Area	1,826 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,369 sqft (0.26 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	242 sqft
Fence	Fence
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85619
Street Address	4885 ZION DR
City	SAINT CLOUD
State	FL
Zip	34772-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 44
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	588
Legal Block	1
Legal Lot Number	44
Legal Unit	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records · APN 85619

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	4885 ZION DR, SAINT CLOUD, FL 34772-7735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Oct 11, 2013 · Amount on Record
Deed Sale	Oct 11, 2013 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	0045152847
Deed Book / Page	004515 / 002847
Last Transfer Date	Dec 13, 2021
Transfer Doc	0061061753
Record Updated	Jun 08, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2021
Property Address	4885 ZION DR, SAINT CLOUD, FL 34772-7735
Document Number	0061061753
Book / Page	6106 / 1753
Map Reference	MB 13 PG 132-135
Instrument Date	Nov 08, 2021
Instrument	2021191899
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4885 ZION DR, SAINT CLOUD, FL 34772-7735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1518 PLYMOUTH CIR, CARPENTERSVILLE, IL 60110-2408

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (+7.7%) Homeowner's exemption Senior Citizen's exemption	$164,670 (+5.99%)	$332,700 (-2.8%) Land $75,000 Building $257,700
2023	$1,830.00 (+4.57%) Homeowner's exemption Senior Citizen's exemption	$155,369 (+3%)	$342,300 (+20.78%) Land $65,000 Building $277,300
2022	$1,750.00 Homeowner's exemption Senior Citizen's exemption	$150,844	$283,400 Land $60,000 Building $223,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

Based on FCC filings for 402 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.