4890 SE Quail Trl, Stuart, FL 34997 Property Records

Martin County property record for 4890 SE Quail Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,735 sqft · built 1987
Lot Size	0.607 acres (26,441 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Nov 2022)
Tax Bill	$12,026 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-38-41-240-000-0006.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-240-000-0006.0-0-0000`
Alternative APNs	`48-38-41-240-000-00060-0` `39202`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,735 sqft Living Area
Gross Area	4,358 sqft
1st Floor Area	1,603 sqft
Basement Area	992 sqft
Finished Basement	992 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,441 sqft (0.607 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	633 sqft
Deck Area	910 sqft
Patio Area	910 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39202
Street Address	4890 SE QUAIL TRL
City	STUART
State	FL
Zip	34997-6983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	ROCKY PINES LOT 6
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ROCKY PINES
Legal Block	1
Legal Lot Number	6
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

4890 SE Quail Trl is owned and occupied by an individual who bought it in November 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4890 SE QUAIL TRL, STUART, FL 34997-6983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 10, 2017	Deed of Trust, Mortgage · VA Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Aug 18, 2005 · Amount on File
Deed Document Number	20222989478
Deed Book / Page	3346 / 115
Transfer Doc	1491000083
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4890 SE QUAIL TRL, STUART, FL 34997-6983
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 SE QUAIL TRL, STUART, FL 34997-6983

Mortgage

Document Number	0035321818
Date	Nov 13, 2025
Book Page	3532/1818
Instrument	3156245

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	JUPITER, FL 33458

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 15, 2022
Property Address	4890 SE QUAIL TRL, STUART, FL 34997-6983
Document Number	0033460115
Book / Page	3346 / 115
Map Reference	MB 9 PG 46
Instrument Date	Nov 9, 2022
Instrument	2989478
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	COASTAL TITLE, COASTAL TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5873 SE KATHARINE AVE, STUART, FL 34997-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 SE QUAIL TRL, STUART, FL 34997-6983

Mortgage

Document Number	0003346117
Date	Nov 15, 2022
Instrument	3346/117

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0033460139
Date	Nov 15, 2022
Book Page	3346/139
Instrument	2989480

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4890 SE QUAIL TRL, STUART, FL 34997-6983
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029010169
Date	Jan 10, 2017
Book Page	02901/0169
Instrument	2343103

Lender

Name	HOWARD BANK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4890 SE Quail Trl was $12,026 with a homeowner's exemption, down 2.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,026.00 (-2.73%)	$775,800 Land $230,000 Building $545,800	$775,800 Land $230,000 Building $545,800
2024	$12,363.00 (+0.13%)
2023	$12,347.00 (+38.48%)	$715,270 (+47.32%) Land $225,000 Building $490,270	$715,270 (+28.23%) Land $225,000 Building $490,270
2022	$8,916.00	$485,507	$557,810 Land $242,400 Building $315,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4890 SE Quail Trl in Zone X, an area of moderate flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4890 SE Quail Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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