4860 SE Quail Trl, Stuart, FL 34997 Property Records

Martin County property record for 4860 SE Quail Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 1986
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Jul 2024)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-38-41-240-000-0010.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-240-000-0010.0-2-0000`
Alternative APNs	`48-38-41-240-000-00100-2` `39206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,481 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,867 sqft (0.502 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39206
Street Address	4860 SE QUAIL TRL
City	STUART
State	FL
Zip	34997-6983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	ROCKY PINES LOT 10
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ROCKY PINES
Legal Block	1
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

4860 SE Quail Trl is owner-occupied and held in a trust since July 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4860 SE QUAIL TRL, STUART, FL 34997-6983
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Sep 1, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	May 30, 2001 · Amount on File
Deed Document Number	20243081656
Deed Book / Page	3447 / 1868
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0032531846
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4860 SE QUAIL TRL, STUART, FL 34997-6983
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 SE QUAIL TRL, STUART, FL 34997-6983

Mortgage

Document Number	0035371500
Date	Dec 10, 2025
Book Page	3537/1500
Instrument	3160261

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4860 SE QUAIL TRL, STUART, FL 34997-6983
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 SE QUAIL TRL, STUART, FL 34997-6983

Mortgage

Document Number	0031860496
Date	Dec 31, 2020
Book Page	3186/496
Instrument	2859074

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 1, 2021
Property Address	4860 SE QUAIL TRL, STUART, FL 34997-6983
Document Number	0032531846
Book / Page	3253 / 1846
Map Reference	MB 9 PG 46
Instrument Date	Sep 1, 2021
Instrument	2911882
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 SE QUAIL TRL, 4860, STUART, FL 34997-6983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3061 SE FALMOUTH DR, STUART, FL 34997-5454

Tax Assessment & Valuation

The 2025 property tax bill for 4860 SE Quail Trl was $5,572, up 67% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,572.00 (+66.98%)	$371,337	$418,340 Land $230,000 Building $188,340
2024	$3,337.00 (+2.55%)
2023	$3,254.00 (+1.56%) Additional exemption filed	$216,005 (+3%)	$400,750 (+6.07%) Land $225,000 Building $175,750
2022	$3,204.00 Homeowner's exemption	$209,714	$377,820 Land $242,400 Building $135,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4860 SE Quail Trl in Zone X, an area of moderate flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4860 SE Quail Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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