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4890 Judd Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4890 Judd Rd, Gilbert, MN 55741 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,144 sqft · built 1981
Lot Size36 acres (1,568,160 sqft)
OwnerIndividual Name on File
Last Sale$20,575 (Dec 2014)
Tax Bill$2,750 (2026)
Deeds & MortgagesAug 2023 Mortgage
Feb 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN260-0015-00900

Property Details

APN / Parcel Number

Primary APN260-0015-00900
Alternative APNs
  • 1162326
  • 979665

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,144 sqft Gross Area
1st Floor Area1,144 sqft
Basement Area751 sqft
Finished Basement751 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1988
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Lot Area1,568,160 sqft (36 acres)
Garage TypeMixed
Garage Area780 sqft

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area160 sqft
Lean-To252 sqft
Storage Building100 sqft
Pole Barn1,350 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1162326
Street Address4890 JUDD RD
CityGILBERT
StateMN
Zip55741-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF NW1/4 OF NE1/4 DESC AS FOLLOWS:BEGINNING AT N1/4 CORNER OF SAID SECTION33; THENCE N89DEG46'42"E ASSUMED
Legal Range16W
Legal Township58N
Legal Section33
Legal SubdivisionBIWABIK TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionBIWABIK
Census Block Group2
Census Block2057
Census Tract13600

Owner

Source: St. Louis County records · APN 260-0015-00900

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4890 JUDD RD, GILBERT, MN 55741-8232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage
ST LOUIS COUNTY
Feb 14, 2024Intrafamily Transfer, Transfer
NORTHEAST TITLE COMPANY
Jul 22, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2014 · Amount on Record
Deed SaleDec 04, 2014 · Amount on Record
Prior SaleOct 31, 2014 · Amount on Record
Deed Document Number20141250935
Prior Transfer DateNov 03, 2014
Prior Transfer Doc0001249181
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4890 JUDD RD, GILBERT, MN 55741-8232
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001472930
DateAug 28, 2023
Instrument1472930
Lender
NameST LOUIS COUNTY
TypeGovernment Agency
AddressVIRGINIA, MN 55792
Agreement
AmountAmount Recorded

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateFeb 14, 2024
Property Address4890 JUDD RD, GILBERT, MN 55741-8232
Document Number0001483040
Instrument DateFeb 09, 2024
Instrument1483040
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyNORTHEAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4890 JUDD RD, GILBERT, MN 55741-8232

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4890 JUDD RD, GILBERT, MN 55741-8232
Document Number00A1386939
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4890 JUDD RD GILBERT MN 557418232, GILBERT, MN 55741-8232

Mortgage

Document Number00A1386939
DateAug 04, 2020
InstrumentA1386939
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBiwabik Township
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,750.00 (+8.01%) Homeowner's exemption
2025$2,546.00 (+0.87%) Homeowner's exemption$293,000 (+2.13%) Land $69,900 Building $223,100$293,000 (+2.13%) Land $69,900 Building $223,100
2024$286,900 (+14.12%) Land $61,800 Building $225,100$286,900 (+14.12%) Land $61,800 Building $225,100
2023$2,524.00 Homeowner's exemption
2022$251,400 Land $47,000 Building $204,400$251,400 Land $47,000 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 63% of Minnesota
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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