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4845 Judd Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4845 Judd Rd, Gilbert, MN 55741 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.25 Baths
Year BuiltBuilt 2020
Square Footage1,728 sqft Gross Area
Lot Size1,306,800 sqft (30 acres)
OccupancyOwner Occupied
Last Sale$399,900 (2023)
Tax Bill$2,682.00 (2026)

Property Details

APN / Parcel Number

Primary APN260-0015-00960
Alternative APNs
  • 1076365
  • 1148415

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,728 sqft Gross Area
1st Floor1,728 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area1,306,800 sqft (30 acres)
SaunaSauna
Pole Structure2,592 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1148415
Street Address4845 JUDD RD
CityGILBERT
StateMN
Zip55741-8238
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSE 1/4 OF NW 1/4 EX NE 1/4 SERIAL #
Legal Range16W
Legal Township58N
Legal Section33
Legal SubdivisionBIWABIK TOWN OF
JurisdictionST LOUIS MN
Minor Civil DivisionBIWABIK
Census Blockgroup2
Census Block2042
Census Tract13600

Owner

Source: St. Louis County records · APN 260-0015-00960

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4845 JUDD RD, GILBERT, MN 55741-8238
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
May 09, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MINERS NATIONAL BANK OF EVELETH
Aug 26, 2019Warranty Deed, Construction Loan · Building or Construction Mortgage
MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 2023 · Amount on Record
Deed SaleMay 09, 2023 · Amount on Record
Prior SaleMay 07, 2001 · Amount on Record
Deed Doc Number20231466142
Prior Transfer DateApr 20, 2001
Prior Transfer Doc0000815325
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4845 JUDD RD, GILBERT, MN 55741-8238
Transaction TypeMortgage
Record UpdatedApr 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4845 JUDD RD, GILBERT, MN 55741-8238

Mortgage

Document Number0001485188
DateMar 29, 2024
Instrument1485188
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 09, 2023
Property Address4845 JUDD RD, GILBERT, MN 55741-8238
Document Number0001466142
Instrument DateApr 21, 2023
Instrument1466142
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,319.67
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4845 JUDD RD, GILBERT, MN 55741-8238

Mortgage

Document Number0001466143
DateMay 09, 2023
Instrument1466143
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4845 JUDD RD, GILBERT, MN 55741-8238
Transaction TypeMortgage
Record UpdatedSep 06, 2022
Title CompanyUP NORTH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001417440
DateJun 24, 2021
Instrument1417440
Lender
NameTHE MINERS NATIONAL BANK OF EVELETH
TypeBank
AddressEVELETH, MN 55734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

August 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 26, 2019
Property Address4845 JUDD RD, GILBERT, MN 55741-8238
Document Number00A1361837
Instrument DateAug 23, 2019
InstrumentA1361837
Transaction TypeConstruction Loan
Record UpdatedNov 27, 2019
Title CompanyUP N TITLE LLC

Transaction

AmountAmount Recorded
Tax$66.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address204 S 8TH ST E AURORA MN 55705, AURORA, MN 55705

Mortgage

Document NumberA1361838
DateAug 26, 2019
InstrumentA1361838
Lender
NameMINERS NAT'L BK/EVELETH
TypeBank
AddressEVELETH, MN 55734
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 25, 2020

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBiwabik Township
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,682.00 (-41.67%) Homeowner's exemption
2025$4,598.00 (+21.06%)$404,400 (+1%) Land $62,200 Building $342,200$404,400 (+1%) Land $62,200 Building $342,200
2024$3,798.00$400,400 (+29.87%) Land $55,100 Building $345,300$400,400 (+29.87%) Land $55,100 Building $345,300
2022$308,300 Land $42,100 Building $266,200$308,300 Land $42,100 Building $266,200

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