489 Winners Cir, Tryon, NC 28782 Property Records

Polk County property record for 489 Winners Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1963
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Jan 2021)
Tax Bill	$1,718 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T5-D3`

Property Details

APN / Parcel Number

Primary APN	`T5-D3`
Alternative APN	`34973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,593 sqft Finished Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34973
Street Address	489 WINNERS CIR
City	TRYON
State	NC
Zip	28782-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	T5B, 0T07 TRYON HILLS
Legal Subdivision	TRYON HILLS
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4020
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 WINNERS CIR, TRYON, NC 28782-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 15, 2021	Warranty Deed, Transfer
Jul 25, 2018	Deed of Trust, Mortgage DANE W DICKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Book / Page	455 / 1854
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	489 WINNERS CIR, TRYON, NC 28782-2766
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	463/1559
Date	Sep 29, 2021
Book Page	463/1559

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 15, 2021
Property Address	489 WINNERS CIR, TRYON, NC 28782-2766
Document Number	00455/1854
Book / Page	455 / 1854
Map Reference	FILE C PG 69
Instrument Date	Jan 13, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$532.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5100 16TH ST E # EQ4, 5100, BRADENTON, FL 34203-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 SW ESTELLA TER, PALM CITY, FL 34990-3180
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	489 WINNERS CIR, TRYON, NC 28782-2766
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000002134
Date	Jul 25, 2018
Book Page	0000000434/0000002134
Instrument	004170970009

Lender

Name	DANE W DICKE

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,718.00	$371,304 (-) Land $46,150 Building $325,154	$371,304 (-) Land $46,150 Building $325,154
2025	$1,718.00 (+14.61%)	$371,304 (+41.79%) Land $46,150 Building $325,154	$371,304 (+41.79%) Land $46,150 Building $325,154
2023	$1,499.00	$261,868 Land $46,150 Building $215,718
2021			$261,868 Land $46,150 Building $215,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winners Cir

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