Collin County property record for 489 White Oak Cir, Anna, TX 75409
| Property Type | Single Family Home |
|---|---|
| Details | 5,010 sqft · built 2024 |
| Lot Size | 2.57 acres (112,385 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,613 (2024) |
| Deeds & Mortgages | Jun 2024 Construction Loan Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12256-00A-0010-1 |
| Primary APN | R-12256-00A-0010-1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,010 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Lot Area | 112,385 sqft (2.57 acres) |
| Account Number | 2823684 |
|---|---|
| Street Address | 489 WHITE OAK CIR |
| City | ANNA |
| State | TX |
| Zip | 75409-7043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUTH ADDITION, BLK A, LOT 1 |
| Legal Subdivision | HUTH ADDITION |
| Legal Tract | 108 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 30102 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489 WHITE OAK CIR, ANNA, TX 75409-7043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2021 |
| Deed Sale | Jan 1, 2021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 489 WHITE OAK CIR, ANNA, TX 75409-7043 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 489 WHITE OAK CIR, ANNA, TX 75409-7043 |
| Document Number | 2024000068243 |
|---|---|
| Date | Jun 6, 2024 |
| Instrument | 2024000068243 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 489 WHITE OAK CIR, ANNA, TX 75409-7043 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001121570 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 20210603001121570 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Unified School District | Anna Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797,274 (+129.94%) Land $116,100 Building $681,174 | $797,274 (+129.94%) Land $116,100 Building $681,174 | |
| 2024 | $3,613.00 (-32.54%) | ||
| 2023 | $346,737 Land $116,100 Building $230,637 | $346,737 Land $116,100 Building $230,637 | |
| 2022 | $5,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2018–2020) |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER SUD serves 2,424 people · EPA ID TX0430049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 25 / 3 |
May also be available: 360 Broadband, Rise Broadband, Verizon.
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