421 White Oak Cir, Anna, TX 75409 Property Records

Collin County property record for 421 White Oak Cir, Anna, TX 75409

Property Summary

Property TypeSingle Family Home
Details4,037 sqft · built 2023
Lot Size3.46 acres (150,718 sqft)
OwnerIndividual Name on File
Tax Bill$15,625 (2025)
Deeds & MortgagesOct 2026 Sale
Nov 2022 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APNR-12240-00A-0020-1

Property Details

APN / Parcel Number

Primary APNR-12240-00A-0020-1
Alternative APNs
  • 000002823557
  • 2823557

Interior

Stories1 Story
Building Area4,037 sqft Living Area
Gross Area6,505 sqft
1st Floor Area4,037 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeWood
Lot Area150,718 sqft (3.46 acres)
Garage TypeAttached
Garage Area1,065 sqft
PorchCovered Patio/Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address421 WHITE OAK CIR
CityANNA
StateTX
Zip75409-7043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE OAKS ADDITION, BLK A, LOT 2
Legal SubdivisionWHITE OAKS ADDITION
Legal BlockA
Legal Lot Number2
JurisdictionCOLLIN TX
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1067
Census Tract30102

Owner

421 White Oak Cir is owned and occupied by an individual who acquired it in October 2026.

Source: Collin County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address421 WHITE OAK CIR, ANNA, TX 75409-7043
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 16, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK & TRUST CO
Nov 18, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD LOANS
Apr 10, 2024Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Oct 20, 2021Correction Deed · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Feb 11, 2021Vendor's Lien, Transfer · Construction Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2026
Deed SaleOct 12, 2026
Prior SaleApr 10, 2024 · Amount on File
Deed Document Number2026136036
Prior Transfer DateFeb 8, 2021
Prior Transfer Doc0000295820
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionCOLLIN TX
Recording DateOct 12, 2026
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Document Number0000136036
Instrument DateOct 8, 2026
Instrument2026136036
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WHITE OAK CIR, ANNA, TX 75409-7043

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WHITE OAK CIR, ANNA, TX 75409-7043

Mortgage

Document Number0000165870
DateNov 16, 2022
Instrument20221116000165870
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressPOTTSBORO, TX 75076
Agreement
TypeConstruction Mortgage
AmountAmount on Record

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WHITE OAK CIR, ANNA, TX 75409-7043

Mortgage

Document Number2024000142984
DateNov 18, 2024
Instrument2024000142984
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term337 Months
DueDec 1, 2052

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCOLLIN TX
Recording DateApr 10, 2024
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Document Number2024000041957
Instrument DateApr 9, 2024
Instrument2024000041957
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyREPUBLIC TITLE COMPANY, RTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WHITE OAK CIR, ANNA, TX 75409-7043

Mortgage

Document Number2024000041958
DateApr 10, 2024
Instrument2024000041958
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002303050
DateNov 10, 2021
Instrument20211110002303050
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

October 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionCOLLIN TX
Recording DateOct 20, 2021
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Document Number0002137440
Instrument DateOct 19, 2021
Instrument20211020002137440
Record UpdatedOct 24, 2025
Title CompanyUNKNOWN, FAIR TEXAS TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 LANGFORD CT, ANNA, TX 75409-5161

Mortgage

Document Number0002303050
DateOct 20, 2021
Instrument20211110002303050
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term182 Months
DueDec 1, 2036

February 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateFeb 11, 2021
Property Address421 WHITE OAK CIR, ANNA, TX 75409-7043
Document Number0000295820
Map ReferenceDOC20201030010004170
Instrument DateFeb 8, 2021
Instrument20210211000295820
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyFIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 LANGFORD CT, ANNA, TX 75409-5161

Mortgage

Document Number0000295830
DateFeb 11, 2021
Instrument20210211000295830
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 421 White Oak Cir was $15,625 with a homeowner's exemption, down 2.2% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
Unified School DistrictAnna Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,625.00 (-2.23%) Homeowner's exemption$1,200,134 Land $224,900 Building $975,234$1,200,134 Land $224,900 Building $975,234
2024$15,982.00
2023$431,148 Land $155,700 Building $275,448$431,148 Land $155,700 Building $275,448
2022$6,504.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 White Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2018–2020)
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 White Oak Cir is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTMINSTER SUD
serves 2,424 people · EPA ID TX0430049
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
25 / 3

May also be available: 360 Broadband, Rise Broadband, Verizon.

Nearby Properties on White Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number