St. Louis County property record for 489 Summit Tree Ct, Fenton, MO 63026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,840 sqft · built 2001 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $231,500 (Jul 2021) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28O-21-0632 |
| Primary APN | 28O-21-0632 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 832 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 35 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 489 SUMMIT TREE CT |
|---|---|
| City | FENTON |
| State | MO |
| Zip | 63026-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6A |
| Legal Description | SUMMIT RIDGE LOT 57 |
| Legal Subdivision | SUMMIT RIDGE |
| Legal Lot Number | 57 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 221424 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 489 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 17, 2023 | Intrafamily Transfer, Transfer |
| Mar 7, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Mar 7, 2019 · Amount on Record |
| Deed Document Number | 20211139 |
| Deed Book / Page | 24972 / 4314 |
| Last Transfer Date | Feb 16, 2023 |
| Transfer Doc | 0000000241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 17, 2023 |
| Property Address | 489 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 2023021700241 |
| Map Reference | MB 348 PG 655 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023021700241 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 489 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 489 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 7, 2019 |
| Property Address | 489 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 0234282441 |
| Book / Page | 023428 / 002441 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 599 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | US TITLE-MEHLVILLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 SUMMIT TREE CT FENTON MO 630263574, FENTON, MO 63026-3574 |
| Document Number | 234282444 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 023428/002444 |
| Instrument | 600 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2049 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,780 (-) Land $11,120 Building $42,660 | $283,000 (-) Land $58,500 Building $224,500 | |
| 2025 | $3,313.00 (+0.09%) | $53,780 (+16.43%) Land $11,120 Building $42,660 | $283,000 (+16.41%) Land $58,500 Building $224,500 |
| 2024 | $3,310.00 (+0.21%) | ||
| 2023 | $3,303.00 (+10.06%) | $46,190 (+13.49%) Land $5,990 Building $40,200 | $243,100 (+13.49%) Land $31,500 Building $211,600 |
| 2022 | $3,001.00 | $40,700 Land $10,260 Building $30,440 | |
| 2021 | $214,200 Land $54,000 Building $160,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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