489 Summit Dr, Maggie Valley, NC 28751 Property Records

Haywood County property record for 489 Summit Dr, Maggie Valley, NC 28751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 768 sqft · built 1984
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2007)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7696-14-3828`

Property Details

APN / Parcel Number

Primary APN	`7696-14-3828`
Alternative APN	`190154`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	768 sqft Heated Area
Gross Area	1,320 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Porch	Slab
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	190154
Street Address	489 SUMMIT DR
City	MAGGIE VALLEY
State	NC
Zip	28751-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#229 SECT B MOUNTAIN TOP DEVELOPMENT
Legal Subdivision	MOUNTAIN TOP DEVELOPMENT
Legal Unit	229
Jurisdiction	HAYWOOD NC
Township / Civil Division	IVY HILL
Census Block Group	2
Census Block	2020
Census Tract	920701

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2007 · Amount on Record
Deed Sale	Aug 13, 2007 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	2007665081
Deed Book / Page	713 / 1132
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	489 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010971551
Date	Nov 9, 2023
Book Page	1097/1551
Instrument	2023009731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	489 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010471301
Date	Nov 10, 2021
Book Page	1047/1301
Instrument	2021013973

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	489 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812
Document Number	0009681353
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 SUMMIT DR MAGGIE VALLEY NC 287518812, MAGGIE VALLEY, NC 28751-8812

Mortgage

Document Number	0009681353
Date	Feb 27, 2019
Book Page	000968/001353
Instrument	1592

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,300 (-) Land $33,000 Building $140,300
2025	$1,285.00	$173,300 (-) Land $33,000 Building $140,300	$173,300 (-) Land $33,000 Building $140,300
2023		$173,300 Land $33,000 Building $140,300	$173,300 (-) Land $33,000 Building $140,300
2021			$173,300 Land $33,000 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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